Complaint Review: CCA CCS First Premier Credit card

I just received this letter with a card in it. I did not apply for this card, so it was unsolicited and automatically SPAM. I has a $6500 limit and only a $99 annual fee with NO INTEREST, which sounds like a really good deal if I used it to the limit, BUT IT'S a RIPOFF!! They only let you use the card for what they sell, and they expected me to want the card already, without even knowing what I can buy with it. This is a stupid deal, and there is no way I'd buy $6500 worth of naything anyways, unless they are selling cars. I ripped up the letter and cut the card into shreds. No REAL banks send pre-approved credit cards unsolicited. They may send applications, but they require your consent and you SSN before sending you any cards.

I have read so may reports here from people who fell for this scam and are missing hundreds of dollars, and I feel for them. Do not become one of them.

Lauren
Irvine, California
U.S.A.