Complaint Review: CCA Credit Card Services

I hate this company. I am a mere 18 year old woman, trying to establish some credit so that I may have the luxury of credit cards one day. Well I got this d**n card when I was seventenn and never looked at it. After I turned 18 I applied for a few credit cards and was DENIED, (how can one establish credit).

Well I got this bad boy in the mail and it was like a dream come true. They say they will report your credit with them to 3 major credit bureaus and u will have a platinum or excellent credit rating. NOT TRUE. I tried to call and cancel the cards because I didnt have 200.00 to waste. The number they gave me left me on hold for over 30 minutes with some d**n recording.. YOUR CALL IS IMPORTANT TO US, STAY ON HOLD) I think they wanted me to hang up. I mailed them letters and everything and I get no return. SO i finally called the d**n number i used to activate the card and some woman answers the phone and I tell her my story and she gave me some bogus number and i tried callin. SO i called the activation number back and explain myself again and they were rude with me. SO I decided to check the compnay out on the net (somethin I wish I woulda done first) and here I am at the ripoffreport.

I feel like such an a*s. I shoulda have known better. I am so sad and upset! I am more embarrassed than anything. I checked my account online and there it was a 199.99 deduction with a 30 dollar overdraft charge. So i got on the phone wth my bank immediately (First Citizens). I love that bank. They are so helpful, and I love them dearly. I am going to fill out an affidavit tomorrow then in 10 days I will have the 199.99 + 30 *provisional credit* added to my new account. I have to open a whole new account. My bank is so helpful and I apprecaite them for workin with my stupidity. For all of u out there that have been ripped off, You are not alone and I dont feel bad one bit now, because WE have done NOTHING wrong and these f**kers will pay. Trust me. So for all of you out there just open a new account and close that one and stp crying over spilled milk. But u may wanna fill out an affidavit. I know I am and I hope that these f**kers burn in hell.

SO my advice to you all is GOOD LUCK and BE Careful. Maybe one day, VISA will give us some credit!

Stephanie
Richmond, Virginia
U.S.A.