CCA Credit Service Division, Capital Credit Alliance Rip-off STOLE more than $300 dollars from my checking accout & I had never purchased anything! they still send me bills for money "owed" to them las Vegas Nevada
I saw an add in my local trading journal for computers and more, low monthly payments. I did not tell my fiance' that I called them with my information then. I wanted to get her a computer and a diamond ring for Christmas in 2000.
I spoke with a "service agent" who claimed they needed to run a credit report before they could determine how much i can finace on their merchandise, so I gave them my account number to my checking account, and waited for them to send me the information.
I didnt know that somehow they would get the routing number. I recieved a "booklet" about 3 months later. My checking account had been taken for $99.99, then a withdrawl came for another $99.99, nad yet another. I tried to get my bank to stop payments to them, because I never purchased anything from them.
My bank told me that there was nothing they could do unless they could track their electronic withdrawl number, or whatever its is called.
My fiance has informed me that we recently recieved a "bill" which states that I owe them $263.85, for daily balances, finance charges, misc. charges, late charges, and membership fees. this is not correct, as i NEVER gave them permission to withdraw form my account, nor have I ever purchased anything nor did i ever recieve any credit cards from them.
We saw the MSNBC nightly report of companies that pre take money from accounts in order to recieve credit, which is ILLEGAL, and that is exactly what they have done to me. They have taken more than $350.00 out of my account here and there. I have closed my checking account now, fearing that if I reopen it, my money will dissappear again.
I even went to Las Vegas looking for this company, and of course, as they have a PO box there is no such company. They are ripping off people, and our money is dissappearing. I dont know about you, but me being in the military, I work d**n hard for the money that I recieve for my family, and for our housing, and bills.
Something needs to be done about them. Where is my money now? I have tried to contact them since 2000, and they never answer the phone. I want this s*** stopped, I want nothing to do with their "ompany" and I have written them 5 times, telling them that they need to send me documentation of any transaction that i ordered from them.
That I want them to stop taking money from my account, and that I demand a refund for the transactions illigally taken....no response from them what so ever, just more bills from them.
Hubert
Alamogordo, New Mexico
U.S.A.
2 Updates & Rebuttals
Eddie
Oakland,California,
U.S.A.
Street Address
#3Consumer Suggestion
Tue, April 01, 2003
I received the same CCA card - after I called and was given the rubber stamp approval.
Did everyone else have approvial code 852-234596779 and the funky First National Card 1 expiration 04/04?
Well CCA reluctantly gave me their mailing address the pob - when I said no address, no checking account info ... I got
1050 East Sahara
Las Vegas NV 89104
Oh - they didn't get my checking because I never gave them my checking.
God this feels good to get pay back.... fool me once shame on you... fool me twice, shame on me ---- no shame here today!
Good Luck Folks
Denise
Bronx,New York,
U.S.A.
Rip Off - Fed Up ..A lot of unsuspecting people are being exploited
#3REBUTTAL Individual responds
Sat, March 29, 2003
I am another one of the people that Consumer Credit Alliance has ripped off.
After the bank said that there was nothing they could do to recover my money, I began to be a little suspicious.
That was almost $300 taken from my account. The funny thing about it is the fact that when they took the 1st $99.99 it was under one company and because they could not withdraw whatever amount they wanted too, they went back into my account twice and deducted $99.00 each time under different company names each time.
Needless to say, I was very upset that the bank that I chose to protect my money was just as helpless as I was. On a later date I called the company who had by then sent me a catalogue. They gave me the run around an eventually I told them I would like to cancel. They had no problem informing me that my money would not be refunded. I have not purchased any merchandise nor have I seen a credit card.
I am in the process of changing my checking account and moving it to a new bank. As a matter of fact, it would be better to have a safe built in at home because you cannot even trust even your bank to cancell the checks.
I called them this morning (1-800-277-7056) and they did not even have my information on record. They then told me to call 1-800-760-4045 needless to say that too was a dead end.
I do think that we should all find a lawyer and try to recover our money or if not, stop them in their tracks.
A lot of unsuspecting people are being exploited and we need to do something.