Complaint Review: CCA Credit Service Division

CCA Credit Service Division sent me a letter in the mail stating that it was The First National Merchant Credit Card Advantage. The letter said URGENT-APPROVED credit purchase limit of $6500.00 call immediateley to activate this card. So I did, big mistake. So when I called I gave the lady my name DOB and social,which I should have never done. She told me that my credit limit had increased from $6500.00 to $8500.00 becausse I was a 1st time caller. She then start to tell me all about the membership fee which was $200.00 an annual fee that was $99.00 and that you can only use the card to purchase out of their catalog only. Well I told them that I would have to talk it over with my husband & call them back. Well I did & we agreed to do it at a later date. Now this was 7/19/02 @ 10:00 a.m. well before 4:00 p.m. 7/19/02 they had withdrawn $221.95 out of my checking account without my authoritization or my checking account #, because I never did give them my checking account information, but the information that I did give them is all that they needed. So, I tell you this from experience NEVER EVER give out any of your personal information over the phone to any one. Equilla McComb, Mississippi