Complaint Review: CCA First National

They called me and asked me if I would be interested in a credit card. I said yes and they said that they would bill me $19.95 for processing and I hesitantly said yes to the persistant b***h telemarketer. I got the card in the mail and stupid me lost the terms and conditions it came with. Anyways, I got an overdraft in the mail telling me they charged me $69.99 and $99.99. Which I did not have in my account. So in return my bank CLOSED my checking AND savings account and now I am completely screwed. The 1-800 number is constantly busy and I've been having anxiety attacks and crying spells since I realized the damage I let them do to me. It would be different if I could get ahold of them, but their phone number is ALWAYS busy. I don't know what to do. Someone please help me. P.S. ALSO, they have a 25% APR!!!!!!!! Absolutely ridiculously a ripoff Rebecca Gladstone, Michigan