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CCA rip-off FRAUD credit card companies Took money out of my account without my permssion leaving me negative tons of money! Las Vegas Nevada
On the 27th of Thanksgiving, around that time I got a card in the mail that approved me for 6500 dollars. I was in need of some money at the time and it assured me immediate activation so I called. The operator asked me if I had an account with good checking and savings. I told her yes. She then told me that for a "small fee" I could get an extra 2000 dollar added to it.
I thought "Hey This is a good idea!" and then she asked me for my checking account # no company had ever asked me that before but I had no idea that they weren't allowed to ask that kind of information. I had no clue what they were doing is ILLEGAL!
I then discovered that you could only use it for catalogs. I thought that was strange. I wasn't too happy about it but I figured I might as well check it out. I then went on the internet to order a catalog and didn't find anything at all. I wish I'd found this site! About one week later my girlfriend saw on the news that it was a scam. The next day I went to my bank and put a stop pay to it as well as asked the company(after calling a good 20 times trying to get through) to cancelmy account.
I told them I had put a stop pay to their d**n company but of course they said "We don't recieve a statement from the bank for 7-10 business days. We can't cancel until we recieve your stop payment." they claimed to not have gotten my membership fee. But when I went to put the stop payment on I had already a negative 40 dollars.
So when I got payed just yesterday(I'm a PO3 in the U.S. Navy so my bank is on base)There was 40 dollars less than what I normall recieved. I was really mad about that already. Then, today when i went to buy a coffee and use my bank card it was denied! I thought, oh well it's probably just something wrong with their machine. When I went to my ATM I found that i was negative 55 dollars!
I'd just got payed the day before and I hadn't used but a 100 dollars of my money. I was so angry I then called the company again. They then told me that they did not charge me. That's BS because I am the only one other than them who has my checking number, no one else can take my money and I told them that. I am planning on taking legal action as soon as I can with the Navy Law by my side.
So if you're associated with the CCA in anyway I suggest you start paying every dime back to your customers because you're getting sued! I told the company this while I was on the phone. I don't think they believed me but I will take action without a doubt. Does anyone know if I can talk to my bank and get my money back from them? They took money out of my account w/ out my authorization actually a total of 314 dollar has been taken from my account! I am now at a negative 55. If I go to my bank, can they recredit my account? I need some advice!
Eli
Saint Marys, Georgia
U.S.A.