Complaint Review: CCFT And Financial One

On September 12th, 2003, I got a phone call from CCFT, supposedly located in Florida -- they offered me a credit card ($2000-$5000), for which I would have to pay $299.95.

I agreed, they have deducted money from my checking account. Never received a card, instead I got a package full of useless brochures. Package arrived from Financial One in New Jersey. When I called CCFT to ask when I should expect my card, they said they have never offered me one! Later on I fund out this was a scam, called them again and asked for refund.

They told me that I would have to wait 60 days, even though it took them just a few hours to deduct my account. Being afraid that I will never get my money back and they might deduct my account again, went to the bank and closed the account. I also filled out an affidavit form at the bank. Luckily, with my bank's help, I got my money back. Even though I still wanted to fill out a complaint to put a stop to "companies" like CCFT, Financial One and similar to them.

A
Chicago, Illinois
U.S.A.