Complaint Review: CCS Credit Service Division

I received a letter in the mail, stating that I had a $8,500 credit limit that would help me to repair my credit score. The letter was put together very trickily. For example, if you spend X amount of dollars during the first biklling period, the card activation fee would be offset by giving you $200 in merchandise credit. They also made promises of reporting your credit limit in excellent standing with more than one major credit bureau. everything must be sent in writing should you decide not to participate, otherwise you are stuck with their ridiculous annual fee for years to come there after.

My only hope was to start to rebuild my credit score, now I am afraid that it will only be even more damaged. They are taking money out of my checking account without permission and causing serious financial termoil. This company mustbe stopped from causing this kind of thing to happen to others.They have already taken $299 out of my checking account and I don't know what else is to come. I have made several attempts to contact them, but have had no luck over the phone.

Melissa
Sharpsburg, Georgia
U.S.A.