Complaint Review: CCS Credit Service Division

I signed up for this "credit card" saying I could get a credit line of $8,500.00. After a job loss and car accident I called to cancel. They DID NOT document any info down and said that I had talked to a supervisor and tried to cancel said account and changed my mind and decided to continue to pay and pay $198.00 for and annual fee of some sort.

I NEVER did this. They said that I did all of this after the job loss and accident and I had absolutly no money and a cancelled account. Yet all through May they continued to try to take money out that I NEVER agreed upon out of my account charging me nearly $600.00 on a card I never used.

I supposedly started this on Feb. 3,2006. It's almost july and I just now got my FIRST bill. The "customer service" person told me in order to cancel I have to write a letter, what is the point! And they would continue to send me bills.

I never used the card THIS IS A SCAM. They say its a credit card and it is actually a catelog card which they never say. STAY AWAY FROM THEM OR YOU WILL REGRET IT!

Nichole
Monticello, Minnesota
U.S.A.