Complaint Review: CCS Credit Service Division

I recieved a letter in the mail that read on the top "Credit Department". I commented to my friend who was sitted next to me, "what have i done now" and proceeded to open the letter.

Well inside to my surprise was a pre made credit card and an activation sticker that told me to call and activate it. I was like...I didnt apply for this. But being the 20 year old that i am, i called and activated it. I kind of had a heads up when they didnt mention that i could pay my payments by mail. it had to be automatically taken from my checking account.

Well, I decided to see what they offered and looked online. I surprisingly found no website. I was baffled. So then all this rip off testimonys came up. I just went to call and the man that i spoke with was insistant that this is not true. But after reading all these other peoples testimonies, I have been trying to reach the company to deactivate my card and havent been able to get a hold of them.

This is the first time that this has ever happened to me. And i hope it will be the last. Thank god, I found this website before it is definalty too late.

I have no idea what to do beyond just calling and deactivating my card. PLEASE HELP!

Tiffany
Ellsworth, Maine
U.S.A.