Complaint Review: Central Benefits

This company called me offerinf help to establish my credit. They charged me $197.00 for an annual membership in order to get my credit card.
Later on I received a leter from them with some banks phone numbers and web adresses that I supposely could use to get my credit card. I called them back and most of the time the 800 number they gave is busy (maybe trying to ripp off more people) and when I finnaly got to them, they came up with a lame excuse saying that what they promissed was that "selected list" of financial institutions based on my credit history. I told them I did not liked the way this was turning and that I wanted my money back and of course their answer was that the money was not refundable. I asked to speak to a supervisor and I was told nobody was available at that moment and that they would call me later.

Jose
Carrollton, Texas