Complaint Review: CERTEGY

I have read with interest the thousands of reports online about FNIS d.b.a. Certegy. And it got me to thinking how Certegy can have so much information on people, especially information that has nothing to do with check writing. So I began researching how Certegy collects its information (a.k.a. Data mining) such as DL #'s and actual credit card numbers (Of which CC #'s have nothing to do with writing a check). I found some disturbing evidence I wanted to share with all of you.

The CEO of Fidelity National Information Services (FNIS) is Lee A. Kennedy. He's held several news conferences regarding Certegy's business practices, and has alluded several times to something they use to monitor check writing activity. After having spoken to a former Certegy employee via instant messenger, the following information has come to my attention.

Certegy uses a computer that is much like RIPLEY from War Games 2: The Dead Code, except this one's name is A.N.I. and stands for "Artificial Neural Intelligence". Lee Kennedy has alluded to this artificial intelligence in some of his conferences.

ANI not only searches for identity theft patterns, but if a check is flagged, she takes the following information and places it into a secure file:

1) Name
2) Address
3) Phone Number
4) Driver License #
5) Debit Cards attached to the account (With #'s)
6) Social security Number of the check writer
7) All past check writing history both business and personal then builds a profile

After all this is said and done, ANI also data mines any credit cards WITH NUMBERS and expiration dates attached to the check writer's name and social security number. This includes cards like Discover and American Express which have no connection to checking accounts at all.

ANI will then put all this in a profile of the check writer and keep it on file for an undetermined amount of time. There are reports that say ANI has files on people well over 15 years old, and even has reports on people who don't write checks at all.

If anyone has any questions, they can get a hold of me at (((REDACTED FOR SECURITY PURPOSES))). This needs to be distributed to everyone so they know what kind of company Certegy, FNIS is.

Anthony
Riverside, California
U.S.A.
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