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Certified Forensic Loan Auditors CFLA Sells Bogus Courses and Harasses you with phone calls - Don't Buy their Course! Internet, Nationwide
In addition to daily harassing phone calls if you don't take the course, the course itself is worthless to anyone who actually wants to help homeowners in foreclosure as opposed to those who only wish to sell more courses to more unsuspecting consumers.
Do not buy their course. It's a scam. Don't sell it either, you are being bought off.
They told me the class was taught by attorneys. In fact, the only attorney that "teaches" is on Monday morning to give the "introduction and welcome" to the class.
They told me I would be able to negotiate a settlement easily as a non-attorney. I've discovered banks won't listen to anyone without a bar number. If you are not a licensed attorney, they will just put you in a holding pattern doomed for failure.
They told me I would be given work from their company. Instead they asked me to bring them clients and asked me to sign a "marriage document" of a non-compete.
They told me to read the testimonials from their former students. They didn't tell me that others had posted negative material they refused to post on their website, I had to learn that from calling their former students myself.
They told me they were the only nationally certified school, but there is no such thing as national certification. The only certification I would get would be from another company they themselves had formed to certify their own courses.
Then I started asking around. They list all their "graduates" on their website, along with their "testimonials". I started to call them.
I spoke with one who told me that NAMU.org was founded in January BY CFLA in order to "certify" their students so they could claim national certification by a non-profit company.
He also said he was unimpressed with the calibur of their teaching, specifically stating the teachers were unable to calculate an APR rate. He said he allowed them to certify him on their website, because why not? He didn't ask for his money back because he figured he just got scammed and learned his lesson. He is based on Orlando. He struck a deal with them for 10K a month to teach their course for them. Which their sales force will sell for him.
Andrew Lehman called anyone complaining with an offer of the same deal. He won't give a refund, it admits guilt. He offered clients to do his audits for him. I refused because his product isn't worth the paper it's written on as far as negotiations for the benefit of the homeowner are concerned.
Mortgage evaluations must be done by an attorney and negotiated by an attorney in order to have any chance of success for the homeowner. Only an attorney doing the examination can comment competently on contract and tort law causes of action a homeowner may have against his or her lender.
6 Updates & Rebuttals
Momo
United StatesThe BBB Is 100% Useless And A Well Known Con-Game!
#7Consumer Comment
Thu, December 19, 2019
"It Starts With Trust" is what the BBB says and they are absolutely right because you CANNOT TRUST the BBB and all their PHONY BS! The BBB is NOT part of ANY government body. The BBB is NOT part of ANY law enforcement body. The BBB is NOT the "Business Police".
The BBB with all their PHONY BS cannot force or order ANY business to do anything. A business doesn't get "awarded" a rating because they have such a stellar reputation. The PHONY BBB "accreditation" and PHONY "rating" are BOUGHT and SOLD items to ANY business which wants to pay the price!
As such, these PHONY RATINGS are just as important as buying a PHONY college degree to hang on your wall which says you're a brain surgeon. It's a JOKE, plain and simple! The BBB calls themselves "the bureau" because they think you are too stupid to figure out they are NOT part of law enforcement. It's all a game of DECEPTION!
If a business chosen not to play into the BBB. con-game, they get a PHONY rating of "F". As soon as they BUY into the con-game, they get a higher PHONY RATING. People who have been in business for longer than 15 minutes know all about the BBB GAME and the BBB SHAKEDOWN.
I wouldn't trust ANYTHING you get from the BBB-BS website. It's a very obvious PAY FOR PLAY con-game which is known throughout the business community.
Jay Von Frank
San Diego,California,
United States of America
CFLA helped save my home - Thanks!
#7Consumer Comment
Tue, December 20, 2011
Just a fair note of thanks to CFLA for assisting my lawyer with saving my home using CFLA's Securitization report that showed BofA was paid back 70% of my mortgage by Credit-Default-Swaps or (CDS).
I have found CFLA to be courteous, professional and a great help to proving my case against the bank and I hope that CFLA will continue their fight to support the little guy and his lawyer against the titans and their assault against the 30% of America being foreclosed upon today.
Thanks CFLA!
Ms. Robinson
United States of AmericaCOMPETITOR ~ Trying to Damage CFLA Excellent Reputation
#7UPDATE Employee
Tue, November 08, 2011
CFLA is NationalLy recognized as the "Industry Leading Experts," see BBB Rating.
Clearly CFLA is looking forward and not back at the "Copy Cats" and/or "Industry Competitors" that are trying hard to compete with CFLA.
Reasons why no other company can compete meaningfully with
CFLA:
(1) CFLA has trained and Certified more than 500 executive
professionals
(2) CFLA employs more than 150 Independent Contractors
nationwide
(3) CFLA utilizes "proprietary" software programs
that search and find loan data un like that which would be available on the
marketplace.
(4) CFLA employees and staff are the most highly competent,
well educated, and well respected professionals in the industry
(5) All of the Industries leading experts are employed by
CFLA, if you think you are one of the industry leaders call us today and you
have a job!
(6) CFLA's price points on files are far lower than would be
possible for a small outfit given the high prices for the software and labor
required.
(7) CFLA produces more than 1,000 reports per month.
Here are some recent testimonials of MSA Class Graduates:
"There
is nothing else that can level the playing field."
Cyndee (Class on 10/21)
"All
the presenters are very passionate about what they do. The goal of equipping
others to extend a helping hand to their own communities was more than
admirable. What an awesome group!"
Regina E. M(Class on 10/21)
"I
recommend it very much."
Marco (Class on 10/21)
"Everyone
in life has a mission and a purpose. Its a matter of actually finding out what
your purpose is. This class was the missing piece of the puzzle for me. I can
now do what so many have attempted and failed. Help every and anyone who has
the motivation to help themselves to be not only successful in my own mission,
but also be able to help others accomplish theirs."
Cecelia M (Class on 10/21)
"Fab
learning experience. Well worth the training."
Pamela S (Class on 10/21)
"This
course covers the current mortgage crisis fairly and provides a practical
approach to assisting clients in challenging the standing of pretender lenders
to foreclose."
Les H (Class on 10/21)
"This
class is a need for anyone who is serious about helping attorneys in
foreclosure defense."
Jesse S(Class on 10/21)
"Art
and Liz are excellent instructors. They have patience, knowledge, wit and they
are funny!!! Keep you engaged! I am so happy ther were the trainers."
Antoinette C (Private Class on 10/29)
"Excellent
Course, you will be trained to execute a detailed SAR!"
Anthony G(Private Class on 10/29)
Excellent
Information that I wish more borrowers with troubled loans had. I am looking
forward to helping homeowners and attorneys understand their circumstances and
educate them about potential actions to help them.
Marie S (Class on 09/23)
This
course was extremely beneficial and informative. Both Art & Liz were instrumental
in furthering my understanding of Securitization and performing the audits
effectively. Additionally, Attorney Stone was the icing on the cake in that
being a profession (tenured) that shared his professional expertise and
validation of CFLA audits of Securitization of Mortgage loans. Having attended
the training, all doubts, concerns, and inquires have been resolved.
Brent R (Class on 09/23)
Very
useful knowledge to help homeowners discover new options.
Fuqual B (Class on 09/23)
This
course gives you the tools to help a lot of people with their mortgages whether
they are having problems or to educate homeowners.
Mark D. B (Class on 09/23)
Would
surely recommend this class to any professional involved in the real estate
banking or mortgage sectors.
Kenneth L (Class on 09/23)
Awesome
course and information was GREAT!
Justin F (Class on 09/23)
Buckle
your seats belts, youre in for a real treat! Your in for the greatest
information of the Information Age!!
Kymosh M (Class on 09/23)
This was
an outstanding training. If you want to learn Securitization and become and
auditor, this is the class for you!
Craig B (Class on 09/23)
Everyone
on the Real Estate industry should take this course as a starting point for any
future transaction. They will have better understanding on how or what to
advise and educate their clients and all our community can have this tool
(powerful) to protect their homes or properties!
Ozzy M (Class on 08/26)
A must
class for everyone that wants to help homeowners stay in their home. I learn so
much information that I wont get from somewhere else. Art & Liz were very
helpful and personable and willing to take time and show you where to go when
you get behind in the class.
Hercules B (Class on 08/26)
If you
are serious about working in the profession of modifications, law, mediation
and helping homeowners, this is valuable.
Mark B (Class on 08/26)
This
course was the missing link in putting together all the knowledge Ive already
been accumulating, but was not able to assimilate into a prosecutable document
for submission which an attorney can use in litigation. Thanks!
Warren G(Class on 07/22)
Excellent
information! The tracking of assignments, very thorough. Instructors knowledge
of these securitization processes are very strong. CFLAs commitment is very
strong to students and to excellence.
Carl W (Class on 07/22)
This is a
course that every American citizen can use to fight back against Wall Street
and the banks to keep or receive compensation for the mortgage fraud committed
on 85% of loan originated between 2001-2008. Liz and Art are a God send!
Brandon C (Class on 07/22)
Although
I have prior experience of 20 years of Mortgage Banking and Real Estate, this
class has given me a comprehensive edge over the average attorney and ultimate
foreclosure defense! Thank you for taking me to the top.
Kartika K (Class on 06/10)
"This
program allows you to stop the banks in their tracks. Now, there is hope for
homeowners to save their from forclosure."
Mark W (Class on 6/10)
Thank
you. I appreciate your passion to do righteousness and justice and the pursuit
of truth! Keep up the good work.
William I (Class on 08/26)
Pertinent
and helpful information at a critical time.
Deborah L (Class on 08/26)
I would
highly recommend this course to others who are in the real estate legal
industry who are willing to help homeowners.
Wilma M (Class on 08/26)
Very good
informational course on learning how to create a Securitization Audit Report.
Ed C (Class on 08/26)
This is
an awesome training! I would recommend t anyone who wants tto lern and make
good use of it. Thank you so much for the education..
Mary B (Class on 08/26)
If you
want to learn the audit the mortgage securitization process, then this is the
course for you!
Timothy, O (Class on 07/22)
Personally,
the course is an enhancement because Im already particular with about 95% of
it. Although, I notice there are beginners in the class and I highly recommend
the course and its instructors combined because I saw and noticed how these
beginners were able to comprehend and able to finish their homework and finals
on the 3rd day. The other 25% of the course was my core information to
enhance my knowledge and the course & instructors made me achieve what I
expected to learn. Thanks!
Eddie P (Class on 07/22)
I really
enjoy the class. I met a lot of professionals and made strong connections. I
feel fortunate to come across this class, from my classmate. I would recommend
this class to anyone moving forward.
Wook C (Class on 06/10)
"As a
forensic audit business owner looking to expand my product line, this course is
invaluable, I believe that by adding securitization as a product/service, my
profits may more than double and I will be better able to serve my
clients."
Elyssa R (Class on 6/10)
This was
an amazing seminar that gave me the knowledge to help Homeowners to fight for
their Rights against greedy bankers and mortgage companies.
Saul G (Class 06/10)
Had a
great time with the class and instructors, class was informative and I would
recommend it to anyone who wants to learn more about Mortgage Securitization
Ellen R (Class 06/10)
Learn as
much as you can. Think outside the box and be analytical. Learning this will
allow you to be helpful to the community as well as society. Enjoy the fact
that we are here to help. If I can help just one person to stay in their home I
have done society a world of good
Lakeisha B (Class 06/10)
This
class is something that everyone in the mortgage profession, needs to take.
Jose G (Class 06/10)
"The
Securitization Certification Course is a power course for those of us charting
un-charted territory."
Bobby L (Class on 6/10)
"If
your goal is to produce analysis reports that are high quality you need to make
it to one of the CFLA training sessions."
Craig P (Class on 6/10)
"The
course is a wake up call for the masses subjected to the fraudulent attack by
the banks."
Chandra A (Class on 6/10)
"This
course provided practical knowledge to use in the real world. The instructors
were very nice and knowledgeable with expansive experience in actual cases. I
highly recommend this course for/to anyone interested in saving their own home,
or to gain the knowledge necessary to do so. These tools could shape the entire
mortgage industry for years to come!"
Tony R (Class on 6/10)
"The
instructors are FANTASTIC and want you to learn!"
William Y (6/10)
"Come
open minded ask questions talk to the instructors. The more you listen the more
you learn. Thank you Art and Liz for a wonderful experience."
Jennifer C (Class on 6/10)
"Very
informative. Found all class material to be useful. Enjoyed learning"
Shannen J (Class on 2/25)
"The
class will give you the education as a great tool to be proficient in the
Forensic Auditing process. I highly recommend this course to anyone that is
committed to making a difference and helping the homeowner"
Deborah M (Class on 2/25)
"You
have no idea what your course means to me and how it will change my practice.
Blessings to your company"
Sharon D (Class on 2/25)
"This
class is very motivating to get started. There are knowledgable people to help
you along the way. The instructors are good for staying on task. Love all the
samples and templates from the classthat is great to help us out with our
cases. Definetely recommend.
Anton A (Class on 2/25)
"All
instructors and attorneys are very friendly and knowledgeable and helpful. Tons
of work"
Mark F (Class on 2/25)
"Be
ready to focus and take good notes. The material and information is new and
innovative. Therefore, it will be challenging. Ask questions and network!"
Christian G (Class on 2/25)
"Great
class to arm yourself with inside knowledge only the banks have had for years.
It will teach you how to present yourself when you go to court against your
lender"
Marie B (Class on 2/25
CFLA, LLC
United States of AmericaMALICIOUS, UNTRUE, and MADE TO HARM TO BUSINESS INTERESTS & EXCELLENT REPUTATION OF CFLA.
#7UPDATE Employee
Wed, June 29, 2011
Person making this Report is subject to a Judgment for Defamation, Slander, and several other Torts in the Federal District Court Central District of California CASE NO. CV 11-03848 CAS(FFMGx). All of the above referenced information was MALICIOUS, UNTRUE, and MADE TO HARM TO BUSINESS INTERESTS & EXCELLENT REPUTATION OF CFLA.
Rollin
West Jordan,Utah,
United States of America
HUD Non profit solutions for homeowners
#7Consumer Suggestion
Fri, March 18, 2011
While I agree that no cost solutions are an option and are free from concerns about scams and manipulations the concern is that they are generally less effective than a paid resource.
The community groups are slammed and under staffed and with the exception of the occasional altruist the best individuals to protect homeowners are unfortunately highly paid attorneys.
If a homeowner can find an attorney with the experience and knowledge to protect them from predatory lending practices, wrongful foreclosure, or being given the standard modification run around by their lender then they are probably more likely to achieve success paying for the help.
The downside is of course that there is a risk. But isn't there a risk in pursuing a remedy for no cost as well? The results from any action may be nothing so the best anyone can do is put themselves in the best possible situation to effect an outcome that they are pleased with.
I understand the safety of not paying for a service in these matters and for those who can't afford it please seek out assistance from your local groups or contact an attorney and see if they will accept your case on payments or pro bono but please don't confuse free for successful.
CFLA, LLC
Los Angeles,California,
United States of America
This Complaint is from a COMPETITOR trying to damage our reputation!!!!
#7REBUTTAL Owner of company
Fri, August 13, 2010
CFLA is the Nation's largest and most well respected Forensic Loan Audit & Litigation Support Company with more than 100 employees nationwide.
Having training and certified more than 200 students, CFLA has never received one substantiated complaint about its course. In fact, CFLA maintains an A rating with the Better Business Bureau.
Moreover, CFLA has more than 10,000 Attorney clients nationwide offering Forensic loan Audits, Securitization Audits, and Civil Complaints {all 50 jurisdictions) [i.e. predatory lending lawsuits]
It is a shame that these person[s] making this complaint are completely uninformed about our leading and cutting edge Forensic Loan Auditor Certification Training (32 hrs) course and trying to disparge the superior reputation of CFLA.
The person who filed this complaint also filed the same complaint with the Better Business Bureau, and the Better Business Bureau found her complaint to be "Wholly without merit," and "Not worthy of further consideration."