CHANNING AND ASSOCIATES CHANNING LAW FIRM OR CHANNING LAW GROUP DO NOT GIVE YOUR CREDIT CARD OR BANK CARD OVER THE PHONE TO THIS COMPANY, THEY WILL TAKE OUT MORE THAN WHAT YOU AUTHORIZED. ATLANTA, Georgia
Today i received a phone call from a rep. stating was from the county I live in and that they are coming to arrest me. I asked for what He stated that he is on his way to arrest me and take me in for check fraud. I asked him for what case, he didn't answer and ignored my questions with a question of "where is your location" practically demanding where I am. He said that he is calling from a certain county and has a warrant for my arrest. He said I have to pay $815 and if I don't then I would be arrested etc. I kept pressing for the case is and still no answer. He then gave me a another number to call the paralegal. When they answered the phone, they did not answer (Channing Law Firm). However, this man told me the same thing. You have to pay $315 for the debt owed and $500 for restitutuion of issuing a warrant for your arrest.
With all this going on, scared to DEATH, crying and just can't believe whats going on. I give him my credit/debit card information and AUTHORIZED HIM TO ONLY TAKE OUT $315 and give me 6 days to come up with remaining amount of $500. After this nightmare, I sit down and gather my thoughts, tried to pull myself together and decided to do some research as I found that the men I was talking to, sound so much ALIKE. I call up the county that I am residing in and ask them if there is a warrant for my ARREST and they said "NO", Nothing. And then I call up my bank and they took $815 out. I did not AUTHORIZE THIS AT ALL. This company is a scam. They threaten me, took $815 out of my debit card without my permission, and this was a debt from 2001.
This company has to stop this. If they are doing this to others it has to stop.
2 Updates & Rebuttals
Ronny g
North hollywood,California,
USA
You were scammed...
#3Consumer Comment
Mon, November 09, 2009
The statute of limitation on a debt in California is 4 years. You were subject to the harassment of what is known as a "scavenger debt collector"..and they use scare tactics to get people to pay them. It is too late now in most likelihood to recover anything...unless you can afford a lawyer willing to take them on....here is how it works..and why you did not have to give them a dime...
Are
you being hounded by a debt collector for an old debt you thought was
written off years ago? If so, it is likely you are being contacted by
a scavenger debt collector ,
which is a company that purchases older, mostly uncollectible debt for
a tiny fraction of its value. Scavenger debt collectors are notorious
for using illegal and unethical methods to collect "time-barred" debt. You
do not have to pay debt that is considered too old by your state.
Every state has laws governing the time in which a person or entity can
file suit to collect a debt. Generally, a creditor or debt collector
gives up his right to file suit to collect a debt after a period of six
years from the time the debt was written off (or the date of last activity on your credit report), but various states allow anywhere from 2 to 15 years to collect delinquent debt ( see statutes of limitation table below ). The
purpose of these statutes of limitation is to bring some measure of
fairness to the debtor so that he / she (1) will not have to worry
about being sued for the rest of their lives; and (2) so that the
debtor can properly defend himself with fresh evidence and witnesses,
if any. This
doesn't mean that a creditor cannot file suit against you after the
statute of limitations has expired; however, if a creditor or debt
collector does file suit, you can ask the judge to dismiss the suit on
the grounds that the statute of limitations has expired. In fact, if
the statute of limitations is about to run on debt you owe, don't be
surprised if you suddenly hear from a collection agency threatening to
sue if you don't pay immediately. If
a debt collector contacts you regarding an old debt, do not admit that
you owe the debt and do not agree to make any payments. Simply tell
them that the "statute of limitations has run on this debt and do not
contact me again". If they continue contacting you, send them a
certified letter, return receipt requested, telling them not to contact
you about the debt again. Remember -- DO NOT ADMIT THAT YOU OWE THE DEBT, DO NOT AGREE TO PAY THE DEBT, AND DO NOT AGREE TO SEND ANY MONEY TO THEM . If you do, then the statute of limitations might start running all over again, giving them the legal right to sue you.
Bosslady
LITHONIA,Georgia,
United States of America
Unauthorized CC $815 Sandgirl Sander,California
#3UPDATE Employee
Mon, November 09, 2009
Hi, when I read this article/complaint I was floored because you're absolutely correct I witness the call from beginning to end you spoke with a rep./manager Anthony Isom and also the pretend paralegal was (Anthony Isom ) as well. He found humor in the situation. According to Mr. Isom he knew you had more than $315 anyway that's why he ran your credit card for the full balance owed. I have some very strong evidence to help you prove your case against this company, I agree this company has to be stopped ! Call me asap (((ROR redacted)))
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