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  • Report:  #292241

Complaint Review: Chase Auto Finance

Chase Auto Finance Placed a "Voluntary Repossession" on my credit report 7 years ago, when I returned my lease - unable to get an answer from them New York New York

  • Reported By:
    Willow Spring North Carolina
  • Submitted:
    Mon, December 17, 2007
  • Updated:
    Wed, December 19, 2007
  • Chase Auto Finance
    www.chaseauto.com
    New York, New York
    U.S.A.
  • Phone:
  • Category:

In 1997 I leased a car through Chase Auto Finance. I returned it in 2001 to the dealer and recieved a receipt. A few months later I started getting calls from collectors asking where the car is. I finally was able to prove that I returned it on time and under mileage to the dealership, and recieved a letter from Chase Auto Finance that this was all clear. Now, almost 2008 and it is still on my credit report. I have been called them on and off, and each time they promise to look into it, and I never hear from them again. Now when I call they have it in their notes to transfer me to their manager, a Lonnie Solomon, who does not return my many calls. When I was in the process of buying a house about 1 year ago, I got very aggressive with my calls to them to complain, and what did they do, they filed another item on my credit report, this one dated 2006 - just when the issue was about to expire they renewed it. I hope someone ruins their credit for no good reason so they know what it feels like!

Dan

Dan XXXXXXXXX
Willow Spring, North Carolina
U.S.A.

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1 Updates & Rebuttals


Billcoll01

MESA,
Arizona,
U.S.A.

DEMAND LETTER

#2Consumer Suggestion

Wed, December 19, 2007

1ST STEP WOULD BE TO SEND THEIR LEGAL DEPT A DEMAND PRIOR TO SUIT. BASICALLY IT SAYS THAT IF ITS NOT REMOVED IN A CERTAIN AMOUNT OF TIME, I WOULD GIVE THEM 45 DAYS & MAKE SURE YOU SEND IT EXPRESS MAIL OR FEDEX OR UPS SO YOU HAVE A PAPERTRAIL TO TRACK IT. IF THAT DOESNT WORK SUE THEM UNDER FCRA. THEY WILL MOST LIKELY SETTLE WITH YOU FROM THE DEMAND LETTER. COST TO YOU...25.00-30.00

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