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Chase Auto Finance Placed a "Voluntary Repossession" on my credit report 7 years ago, when I returned my lease - unable to get an answer from them New York New York
In 1997 I leased a car through Chase Auto Finance. I returned it in 2001 to the dealer and recieved a receipt. A few months later I started getting calls from collectors asking where the car is. I finally was able to prove that I returned it on time and under mileage to the dealership, and recieved a letter from Chase Auto Finance that this was all clear. Now, almost 2008 and it is still on my credit report. I have been called them on and off, and each time they promise to look into it, and I never hear from them again. Now when I call they have it in their notes to transfer me to their manager, a Lonnie Solomon, who does not return my many calls. When I was in the process of buying a house about 1 year ago, I got very aggressive with my calls to them to complain, and what did they do, they filed another item on my credit report, this one dated 2006 - just when the issue was about to expire they renewed it. I hope someone ruins their credit for no good reason so they know what it feels like!
Dan
Dan XXXXXXXXX
Willow Spring, North Carolina
U.S.A.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
1 Updates & Rebuttals
Billcoll01
MESA,Arizona,
U.S.A.
DEMAND LETTER
#2Consumer Suggestion
Wed, December 19, 2007
1ST STEP WOULD BE TO SEND THEIR LEGAL DEPT A DEMAND PRIOR TO SUIT. BASICALLY IT SAYS THAT IF ITS NOT REMOVED IN A CERTAIN AMOUNT OF TIME, I WOULD GIVE THEM 45 DAYS & MAKE SURE YOU SEND IT EXPRESS MAIL OR FEDEX OR UPS SO YOU HAVE A PAPERTRAIL TO TRACK IT. IF THAT DOESNT WORK SUE THEM UNDER FCRA. THEY WILL MOST LIKELY SETTLE WITH YOU FROM THE DEMAND LETTER. COST TO YOU...25.00-30.00