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  • Report:  #891000

Complaint Review: Chase Bank

Chase Bank Anyone with a chase Bank account beware New York, New York

  • Reported By:
    Paul — APO New York USA
  • Submitted:
    Thu, May 31, 2012
  • Updated:
    Thu, May 31, 2012
  • Chase Bank
    270 Park Ave
    New York, New York
    United States of America
  • Phone:
    (866) 865-1388
  • Category:

Anyone with a chase Bank account beware, I had an account with chase bank and due to a work problem went overdrawn to the sum of $90.00, that not much I hear you say, because that what I said, well I now have my account frozen, and I now have to pay back $1535.98 in fees and charges, they also have place a financial block or black ball on my SSN so I am unable to open another bank account anywher...e else.

Here is the kicker because my wifes account was linked to mine they have frozen hers too, we are expecting our military retirement benefits to be deposited in to our accounts and unable to stop the transfer. It takes up to 10 days to stop Direct deposits, so by the 1st June 2012 Chase bank will have confiscated $6535.98 for an overdraft of $90.00 and they are telling me that once all overdraft and administration fee are paid they are closing my account.

It has taken almost a month to even get this far my wife and I have not been able to pay any of our bills and we have a mortgage payment to make and with zero funds, well you can see where that will lead too. I have talked to chase until I am horse, and have even gone to my local branch and tried to talk to my local branch manager, and as nice as she was told me, this is a head office thing and there is nothing I can do.

The only thing left for me to do is hire a lawyer to resolve this, when I contacted one he would take the case @ $300.00 per hour and requested 4 hours up front, in other words I am screwed, and the mega bank wins. When I said that I would take my story to the media they said good, do so it will stop others out there who have overdrafts to pay them off or they will get the same thing.

I have written this in the hope that someone out there in Facebook land can help us, fight a mega bank for nothing more but justice.

2 Updates & Rebuttals


MochaG

Springfield,
Virginia,
United States of America

More info

#3Consumer Comment

Thu, May 31, 2012

I feel sorry for you but at the same time I see that you omit many crucial facts of what happened along the line.

When you said you overdrawn for $90, when did that happen? Also, how it went from $90 to $1,535.98? How long was it? What did you do along the way to solve the problem? The rest of the story is in your 4/5 of the whole report, so I don't need to know in order to fill in the picture...

Oh, I think you mistyped $1,535.98 as $6,535.98...


Robert

Irvine,
California,
U.S.A.

Okay..

#3Consumer Comment

Thu, May 31, 2012

There is a lot more to this story than you are posting, and I would bet that the parts you are leaving out don't have you come off looking so good.

For them to put you into ChexSystems(what you are calling being blackballed) doesn't happen overnight.  So unless there is some fraud going on, you were probably overdrawn for at least a couple of weeks, and probably longer before they did this.

The other thing that says there is probably more is that if you really had a "slam dunk" case that could bring huge media attention the lawyer would not have asked you for $1200 up front..they would probably have done it on a contingency basis.

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