Complaint Review: Check And Merchant Services

I recieved a letter stating that if i don't pay for a check that was supposed to have been written seven years ago that they were going to recommend criminal prosecution. I don't recognize the company they say they check was written to.

When I asked them who the check was written to they gave me the run around I never did get an answer. The person I was talking to said that the bank had collected insurance money on the check and this made it a fraud issue.

When I asked why I had NEVER been contacted in the last seven years on this matter I was told that nobody could find me. He did not have a response on if they could'nt find me how did they. I was told if I don't pay this they will issue a warrent for my arrest, and that court and attorney fees could cost me over $800.00.

Is this company for real? How can they come after me seven years later and not provide proof. I was told I had to contact the bank the check was written on for a copy of the check. Don't they have to provide that?

I was also told that this company was not a collection agency. I am a single parent just making ends meet and don't know how to handle this. They are demanding $163.56, for a check they said I wrote for $13.56.

I honestly have no idea if this check was ever written or not, again I don't recognize the name of the company they say the check was written to.

Does any one have any advise or know about this company. Thanks so much.

Kristen
columbus, Kansas
U.S.A.