Complaint Review: Chrysler Financial

My complaint is about White Plains Dodge in White Plains, NY who advertise that they will get you a car regardless of bad credit. They roped in a friend of mine; Justin who brought me along and a dealer approved him and prepared the paperwork.

Kelly, the dealer asked me to sign the contract with Justin and told me it would not affect my credit. I figured I was simply acting as a reference. Little did I know I had just co-signed a loan! There was no verbal or written explanation of my obligations as a co-signer which is required by NY State law! If I knew I was responsible for payments if Justin defaulted I would NEVER have signed a thing.

I have filed complaints with the NY and CT DMVs, "Shame on You" and The BBB.

In the end, Justin never payed a penny and Chrysler Financial will not assist me in changing the name on the title, so I cannot drive the car but I have to pay for it or risk getting a reposession on my credit report.

White Plains Dodge is sneaky and underhanded. I'm sure with a little investigation, they be seen for the con artists that they are. I have the original contract and a huge file of papers charting my struggle with this car.

Chrysler Financial is also at fault for stringing me along for 6 whole months leading me to believe that this titling issue can be resolved without refinancing. And in the meantime I get 4 calls a day from them for payments on a car I CANNOT drive legally.

D.
Greenwich, Connecticut
U.S.A.