CIC Consumer Info rip off, refused refund for services not authorized or used Orange California
Students BEWARE. Want to keep a handle on your credit report while in medical or pharmacy school? One little blight and your loans are denied for next years tuition.
Free credit report? Sounds like a good way to keep up on your situation.
This company takes unethical practices to severly aggrevating level. The time you will spend attempting to remedy the situation is ridiculous. A "free" credit report that you didn't access, view or use. When you call to cancel or dispute the claim: you didn't sign up for this service, you did not authorize any charges, etc..you are rebuttled in telemarketer speed on what the company is going to do. They are not going to refund the charges, but they will now tell you how to use their service. After you have paid months for it with no idea that you were paying.
I don't know about you, but I often stop by a store and pay for the groceries I have not yet selected or eaten.
My advice: Tell them you don't want to know how to use the service that you didn't request or sign up for. Tell them to cancel whatever info or membership they have for or on you. As for a written letter emailed to you stating that you have requested such. Call your credit card ASAP and inform them that you need to dispute the charges. Fill out one of these Rip off reports, a BBB report and send an email to the class action suit lawyer.
This, my friends, is where I sit, waiting.
Sheesh!
Shannon
Glendale, Arizona
U.S.A.
CLICK HERE: Lawsuit Filed Against Consumerinfo.com to get victims thier money back
5 Updates & Rebuttals
Shannon
Glendale,Arizona,
U.S.A.
4% compared to 20%
#6Consumer Comment
Sun, December 05, 2004
Lane:
I was referring to private loans. Federal Loans cap at a standard point for any program, and are not substancial enough for most to finish a PharmD, Ph.D, D.O. or M.D. Especially those of us with families. Although, the amount for gov. loans is higher for a graduate/doctorate degree.
An example of the type of school I am referring to starts at 33K a year, that figure is tuition ONLY. As lucrative as Federal Loans are and as "generous" as bank one is to those with poor credit situations; it doesn't compare to other student loans that are out there in regards to the interest rates. Why pay a 20% interest rate if you have been responsible and have great credit and could pay approx 4%?
PRIVATE loans are private and can be denied for poor credit. Feel free to check with your financial aid advisor. They often need to be accessed to take up the remainding balance of tuiton and living expenses. Hence the warning to upper level degree programs.
When charges appear on our statements that we don't recall making or authorizing, we take it seriously.
Shannon
Glendale,Arizona,
U.S.A.
4% compared to 20%
#6Consumer Comment
Sun, December 05, 2004
Lane:
I was referring to private loans. Federal Loans cap at a standard point for any program, and are not substancial enough for most to finish a PharmD, Ph.D, D.O. or M.D. Especially those of us with families. Although, the amount for gov. loans is higher for a graduate/doctorate degree.
An example of the type of school I am referring to starts at 33K a year, that figure is tuition ONLY. As lucrative as Federal Loans are and as "generous" as bank one is to those with poor credit situations; it doesn't compare to other student loans that are out there in regards to the interest rates. Why pay a 20% interest rate if you have been responsible and have great credit and could pay approx 4%?
PRIVATE loans are private and can be denied for poor credit. Feel free to check with your financial aid advisor. They often need to be accessed to take up the remainding balance of tuiton and living expenses. Hence the warning to upper level degree programs.
When charges appear on our statements that we don't recall making or authorizing, we take it seriously.
Shannon
Glendale,Arizona,
U.S.A.
4% compared to 20%
#6Consumer Comment
Sun, December 05, 2004
Lane:
I was referring to private loans. Federal Loans cap at a standard point for any program, and are not substancial enough for most to finish a PharmD, Ph.D, D.O. or M.D. Especially those of us with families. Although, the amount for gov. loans is higher for a graduate/doctorate degree.
An example of the type of school I am referring to starts at 33K a year, that figure is tuition ONLY. As lucrative as Federal Loans are and as "generous" as bank one is to those with poor credit situations; it doesn't compare to other student loans that are out there in regards to the interest rates. Why pay a 20% interest rate if you have been responsible and have great credit and could pay approx 4%?
PRIVATE loans are private and can be denied for poor credit. Feel free to check with your financial aid advisor. They often need to be accessed to take up the remainding balance of tuiton and living expenses. Hence the warning to upper level degree programs.
When charges appear on our statements that we don't recall making or authorizing, we take it seriously.
Shannon
Glendale,Arizona,
U.S.A.
4% compared to 20%
#6Consumer Comment
Sun, December 05, 2004
Lane:
I was referring to private loans. Federal Loans cap at a standard point for any program, and are not substancial enough for most to finish a PharmD, Ph.D, D.O. or M.D. Especially those of us with families. Although, the amount for gov. loans is higher for a graduate/doctorate degree.
An example of the type of school I am referring to starts at 33K a year, that figure is tuition ONLY. As lucrative as Federal Loans are and as "generous" as bank one is to those with poor credit situations; it doesn't compare to other student loans that are out there in regards to the interest rates. Why pay a 20% interest rate if you have been responsible and have great credit and could pay approx 4%?
PRIVATE loans are private and can be denied for poor credit. Feel free to check with your financial aid advisor. They often need to be accessed to take up the remainding balance of tuiton and living expenses. Hence the warning to upper level degree programs.
When charges appear on our statements that we don't recall making or authorizing, we take it seriously.
Lane
Avondale,Arizona,
U.S.A.
What do you mean?
#6Consumer Comment
Sat, December 04, 2004
You stated "Students BEWARE. Want to keep a handle on your credit report while in medical or pharmacy school? One little blight and your loans are denied for next years tuition". How does "one little blight" deny next years school loans?? I get and regularly receive Guaranteed student loans from BankOne. Even if you have Bankruptcy and horrible credit, as long as you did not default on a previous student loan, the loan MUST be approved. It is gov't guaranteed that you will receive the loan and that the loan will be repaid one way or another, hence the title of Guaranteed Student Loan.