Circuitmicro, Circuitmicro.comCircuitmicro ripoff, scam, fraud, complaint, fraudulent Unknown California
I began an application to finance a computer through Circuitmicro. They ask for your checking account routing number and account number BEFORE they diclose the full terms af the application. Once I became aware of the terms, I decided NOT to do business with them and a few days later, I found that they had drafted an "application fee" of $39.96 from my account. It says this fee will be applied towards my purchase, but I am not purchasing anything from them and I want my money back.
I tried to call them and cannot get a human being on the phone.
Robin
Philadelphia, Pennsylvania
U.S.A.
2 Updates & Rebuttals
Robin
Philadelphia,Pennsylvania,
U.S.A.
Circuitmicro fraud
#3Author of original report
Sat, August 25, 2007
So finally someone from Circuitmicro responds to my first post!! BTW, my bank refunded the first $39.96 that was stolen from my account, and if your terms are so clear, please explain why your company came back two weeks later UNDER A DIFFERENT NAME and took the $39.96 again. I filed an affadavit of fraud with my bank after another ACH check, also using the last four digits of my social security number, was debited from my account. This time the check was made out to "gig media" whom I have NEVER even heard of before. So, if Circuitmicro isn't a scam...why come back under a different name to steal the money again?
Back Office
San Marcos,California,
U.S.A.
Application FEE Terms
#3UPDATE Employee
Fri, August 24, 2007
The application fees and terms are included clearly on the application, explaining the fees and the process, before you apply. You are also required to agree with these terms before you submitted your application guaranteeing you have read these terms by checking "I AGREE" as well as re printing your name into the authorization box, in addition to clicking on the submit button which includes red warning text.
I have copy and pasted the terms from the application here again.
Processing Fees Authorization
You Authorize CircuitMicro.com and their affiliates to electronically debit your account for a administrative fee of $39.96. The administrative fee will be Credited toward your purchase. In the unlikely event, you cancel, the administrative fee is Non-Refundable. The administrative fee of $39.96 is only credited towards this purchase. "If for any reason your request is declined, you will not be charged for the administrative fees."
Returned Payments
If your payment is dishonored by your financial institution due to insufficient funds, You agree to pay a service charge of $25.00 (US), or the maximum allowed by law. You also agree and Authorize that we may electronically collect any returned items, service charges and any other applicable and associated charges. This payment transaction, and any associated collection efforts will be governed by the Laws of the State of California, USA. By completing, signing and submitting this document, you acknowledge that you have read and Agree with all of the terms and you also acknowledge the receipt of this document. This document shall be deemed as the original, and will be treated as a binding agreement.