CLOUT Visa - M&I Bank CLOUT Visa Harrasses College Students ripoff Madison Wisconsin
Back when I was a freshman, I got a call at about 8am on a Saturday to my dorm room phone (no one ever calls that number) from someone wanting me to confirm my information. I assumed it was for college and unfortunately gave them the information including my social security number. They got my name incorrect and now for the past 5 years I have been getting credit card offers for this other name and thought nothing of it. I just got my credit report and it turns out that they actually opened a card (which I never received) and it was open for a year and closed with the balance paid each month.
I called M&I Bank as it appeared on the credit report and they don't handle these cards anymore and Clout does not exist. I guess I am lucky that it was closed without harm done but this could have been so much worse.
I am just so upset that a company would harrass students in the college dorms and not be clear about what their intentions are. Now I have this random card on my credit report and who knows who has my information. Beware for your college students!
Jenna
Ithaca, New York
U.S.A.
1 Updates & Rebuttals
Lindsay
Madison,Wisconsin,
U.S.A.
Not necessarily true
#2UPDATE Employee
Wed, March 04, 2009
Clout cards are now serviced by Bank of America, they were sold. M&I has absolutely no records for these cards, when they were sold all the info went with it. We refer people to BOA if they have questions, otherwise you can just dispute it right through the credit bureau.