Complaint Review: Consumer Cedit Services Of America - Greg S. Bohl

I find if very funny how Mr. Bohl says he's not a fraud when I called him yesterday, he told me his name was Greg Scott! When I asked him, "Are you sure you're not Greg Bohl?" he said, "No, I'm not Greg Bohl, and I've never heard of a Greg Bohl!" Yet, everything everyone is saying about him and his websites for CCSA is exactly what is on his American Bankruptcy Centers website. Everyone PLEASE read my rip-off report for American Bankruptcy Centers and warn your friends. Thank you to everyone who posted a report about him with CCSA, because it helped me know NOT to do business with him. You know he's shady when he's changed his name and refuses to tell you his REAL one. Now, watch--I'll probably get a rebuttal saying he never did business with me. Well, he's right--I never gave him any money, thanks to rip-off report, but I have his account number (where I was supposed to make a deposit of $100 this week and $95 next week) to prove I was about to.

The truth is that Matthew was never a client of CCSA - his wife was. She contacted our office stating that she had one or more wage garnishments in effect. She told me she currently had no funds to pay the $195 fee for a bankruptcy but promised to pay it that Thursday if I would prepare her bankruptcy and stop the garnishment(s). I trusted her and immediately prepared emergency bankruptcy documents for her and e-mailed them to her within less than 2 hours. She filed her bankruptcy the very next day and stopped her wage garnishment(s).

When it came time to pay, however, Matthew called me and asked if he could pay the fee later in the week because funds were tight. Again, trying to be helpful, I said "no problem".

Several days later, Matthew's wife called me wanting the rest of the paperwork that had to be filed within 15 days of her initial filing. She promised to pay the $195 fee later that day but, again, did not.

A day or so later, she finally e-mailed me (late in the evening as I recall) her checking information to process a $195 check payment for her bankruptcy. I received her payment on a Friday and called her. Still trying to accomodate her, I told her that I would work over the weekend to prepare the rest of her documents (even though our office is closed on the weekend and I had serious doubts about whether her check would even clear at this point.)Over the weekend, however, I fell and fractured some ribs was not able to work on the weekend.

After that, I received about 120 telephone calls and voice mail messages (every other minute)from Matthew who subsequently accused me of "defrauding" his wife. I was truly shocked and amazed, considering all the free assistance I had provided to Matthew's wife up until that point preparing an emergency bankruptcy and immediately stopping the garnishment(s) of her wages.

If they had paid the $195 fee as agreed, then the balance of the bankruptcy documents would have been provided to them immediately. They waited until the very last minute. That was their fault - not mine. I offered to provide the rest of the documents to them, but they decided to cancel. Fine with me. I've even agreed to send their $195 back if their check clears and erase this from my memory.

If I was a "con artist" and intended to "rip-off" Matthew's wife, I would not have prepared her emergency bankruptcy documents and stopped her garnishments(s) in the first place. I did that to help her out. It's not like she had excellent credit for me to rely on for her to pay for her bankruptcy later. I did it because I knew she was in a bad financial situation and that she would eventually have to pay the fee or I would not complete the rest of her bankruptcy documents.

Matthew's report leads readers to believe that we "ripped him off" for $195 and never delivered any bankruptcy documents. That is certainly not the truth -- far from it. Matthew's report fails to state that I prepared all of his wife's initial bankruptcy documents within less than 2 hours without any upfront payment whatsoever. His report also fails to state that his wife's bankruptcy was actually filed the next day and her wage garnishment(s) was stopped immediately.

I try to be a nice person, but it doesn't pay. I'll never do it again. I've learned not to trust anyone to "pay later". I wonder who was trying to scam who in this transaction.

Consumer Credit Services of America

Report Title was mis-spelled. Correct to read "Consumer Credit Services of America