Complaint Review: Consumer credit Services inc

Consumer Credit Services Inc. Ccs
61 West Utah St.,Suite 63
Las Vegas, NV 89102

I recieved a letter in the mail stating that I was approved for $7,500.00 in credit from the First National Credit card regardless of my credit. So when I called to activate my card I was told that they had tons of items that you could get with their services.

They first asked for a up front fee of $199.00, which I was dumb enough to give them my checking account information. They proceded to tell me that they had major appilances, furniture, electronics, and just about item you wanted. What a joke, when we got the catalogs there was nothing but alot of junk that was so over priced that you would not or could not even use.

I canceled my membership in October and they still took a $99.00 annual fee out of my checking account. I called them and told them that I wanted my money back. They told me they would look into it and find out if I had indeed canceled my membership in October and get back with me . Of course when they did not call me back I called them. And big surpise they told me that they record every phone call and have no record of me canceling.

When I asked if I was going to get my money back they told me to read the card agreement which states there will be no refunds of fees. I really believe this company is preying on the minds of people that don't have perfect credit and then offering something they don't even have. How many other people have they scamed this way. And how many more will they continue to scam!!I did some research on the internet and found that they have been deceptive in their practices before. (http://www.ftc.gov/opa/1998/9806/ccs.htm)