Complaint Review: Consumer First

This is one more report about consumer first. I received a solicitation asking me to "activate" a card which was already booked for me. It said that this was a guaranteed approval with a $5,000 credit limit and $45 one time fee.

I was intrigued by this solicitation and found it rather strange. A quick check on the internet and this site confirmed my suspicions. Want to share some of the things to look out for in such solicitations to prevent being taken for a ride:

1. The solicitation didn't mention anywhere whether this was a visa/mastercard/amex/discover/diners club card.
2. Normally, the annual/monthly fees are credited to your new credit card. This offer asked for money order/check beforehand which was rather strange.
3. There was no website, no fine prints, no explanation of the terminology, no disclaimers - too good to be true and too unprofessional.

so look for these things the next time you get a credit card solicitation.

Saurabh
McLean, Virginia