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CONSUMER PORTFOLIO SERVICES harrassed constantly Irvine California
Being young and irresponsible, I ended up with questionable credit. I needed a car so I let the dealers talk me into financing with CPS. After being 2 days late on a car payment..my friends, co-workers and, place of employment were called and harrassed before I was. Needless to say I paid the payment. I set up automatic payments as so this would not happen again.
These people sent a certified letter to my house stating that the payment did not go through and repossession was due to occur. In the meantime I have thousand of dollars just sitting in my account waiting to be debited. I hurried and paid using western union...but because I did not call to let them no this I continued to get harrassing calls(these people knew I worked at night). The most frightful message was from Ms Quatlebaum...telling me that " If I know whats good for me I would not be driving that automobile". After the message she kept calling and hanging up on me.
As far as unfair debt collection practices I truly dont know the law, but I really do think that CPS uses the ignorance of he consumer to play nasty games. My friends are upset, my co-workers were just plain shocked at how nasty Ms Quattebaum and here cronies were.. I feel stuck these people keep threatening me with repossession and wage garnishment for a payment of 1 day late or 3 days late. I really need help with this!!!!
Regrettful
reisterstown, Maryland
U.S.A.
1 Updates & Rebuttals
John
MARSHALL,Illinois,
U.S.A.
Lowlifes
#2Consumer Suggestion
Wed, September 19, 2007
CPS is a bunch of lowlifes!! High risk financing is their game, and high interest is their source of income. You stated you have money in the account, CALL THEM and work it out!! Send them the money, they WILL work with you given the chance! But don't let it go to repossession!!!!!