Complaint Review: Consumer Portfolio Services - Seawest Financial

I bought my car through seawest in 2001 a '99 ford mustang, for 13000.00. It is now 2006 and I still owe 7000.00. About 3yrs. ago consumer portfolio services bought seawest out.

Since then it has been a total nightmare. First, I go to get a small loan at my credit union. In the process of application I put how much my car payment is. Well they run a credit check and it shows on there it was paid off. My loan officer advised me to call cps and talk to them about that account. I did and supposedly I have not paid it off yet.

I receive a phone call if I am 1 day late. Sometimes more than one.

They will call at 9:00 at night . You know people are trying to wind down from their stressssful day at work, and go to bed so they can get up at 4:00 in the morning.Then it's some person you can't even understand trying to be all bitchy like you sitting on 400.00 waiting t0o hear from them.

Anyway, to sum this all up. I just received another phone call from them, again, could hardly understand the woman, telling me that I was to get the payment to her within 45min. or they were going to repo my car.

Sara
Mt. Juliet, Tennessee
U.S.A.