Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Attempting to collect on a false debt Renton Washington
Received a letter from Convergent stating that they were a debt collector and I had a past due balance with Galaxy Asset Purchasing in the amount of $13,713.
The letter went on to say that that their client was willing to settle the debt for 10% of the original debt and if I wanted to take advantage of this offer I was to make a payment of $1371 within 45 days.
I have never heard of either of these companies before nor is this a valid debt. This is a scam!
1 Updates & Rebuttals
FloridaNative
Palm Beach Gardens,Florida,
USA
Sounds like they are collecting on a judgment
#2Consumer Comment
Fri, October 14, 2016
This may not be a scam. There are a ton of scammers out there trying to collect on a "debt" that doesn't exist. Your post is a little different because of the amount and the name of the collections agency.
Check out your own public records to see if there is a judgment against you. Sounds like it from the amount. Did you ever return a car back to the dealership without paying the balance?
Check to see if the collections agency is a legitimate agency.
Also, check to see if the debt is a legitimate debt. You can request for the creditor to validate the debt. Look up the proper method.
One last thing is to make sure that if the debt is legitimate and the collector is legitimate - make sure the collector has the authority to collect on this specific debt.
If they are all legitimate and they have the authority to collect on the debt then seriously consider working with them to pay it off. JMO. Good luck.