Convergent Outsourcing, Inc. My husband got a notice with his last name spelled incorrectly. The notice states: This notice is being sent to you by a collection agency. The records of Sprint show that your account has a past due balance of $2,991.11. They go on to say there are three payment options: #1 lumb sum settlement offer of $1,046.89 (a 65% discount) $2 Settlement offer of 50% pay over 3 months, enclosed is my first payment of $498.42. #3 Spread your payments over 12 months enclose the first payment of $249.26 towards the balance due of $2,991.11. We have never had an account with Sprint , this is a SCAM and I think there should be a hotter place in hell for not only thieves that try to scam people but for murderers, sex offenders, and anyone that does not follow God's commandments. Most people work hard for the money and good credit they have. These thugs need to be prosecuted to the full extent of the law. They have a post office box in Renton,WA. so they should be easy enough to find and arrest. Houston, Texas and Renton,WA Nationwide
My husband got the following notice from Convergent with his first name spelled correctly but the last name was not spelled correctly: This notice is being sent to you by a collection agency. The records of Sprint show that your account has a past due balance of $2,991.11. There are three payment options #1 lump sum settlement of $1,046.89 (a 65% discount) #2 Settlement offer, Enclosed is my first payment of $498.52 towards the settlement balance of $1,495.56 (a 50% discount) #3 Spread your payments over 12 months, enclosed is my first payment of $249.26 towards the balance due of $2,991.11. I guess they think we are idiots to send them a dime since we have never had a Sprint account and if anyone had an account with them they would not be allowed to run up a $2,991.11 bill. They offer to let him pay online by credit/debit card or checking account so they would have access to running up a big credit card bill or get funds from our bank. These thugs should be stopped, they should be easy enough to find from the address in Texas and the P.O. Box in WA. Please stop these thugs from scamming anyone.
1 Updates & Rebuttals
FloridaNative
Palm Beach Gardens,Florida,
Make sure to send a Debt Validation letter right away
#2Consumer Comment
Fri, January 24, 2014
In order to preserve your rights under the FDCPA, you need to send the collections agency a "Debt Validation" letter right away within 30 days of receipt of the collections letter.
Do your research to find out what a debt validation (DV) letter is and how to preserve your rights in the face of this collection attempt.
Don't ignore the letter, even if it is bogus. It can come back to bite you if you don't send the DV letter right away.