CORTRUST BANK card never used, but have balance of $235 Charges are bank fees Omaha Nebraska
Cortrust Bank sends this credit card with $300 limit. This card has a balance of $235. All banks charges. This card has never been used by me, but yet I have a balance. Then, when I do not pay I discover a late fee charge. This bank does not possess any ethics.
They want you to pay even to pay them. I noted that online to use their online payment center it costs $6.50 per any payment. I called this bank and requested that this account be closed. Never was used and would not be used.
I am going to write one more letter requesting that this so called account disappears. I also intend to file a complaint with the BBB, FTC, and the Attorney General. They threaten bad credit etc. I do not care. I will not pay for something I did not request or use. BEWARE. This credit company operates under several different names.
Tessaprn
Ardmore, Alabama
U.S.A.
1 Updates & Rebuttals
Edgeman
Chico,California,
U.S.A.
Common with credit cards for people with subprime credit...
#2Consumer Comment
Mon, September 29, 2008
The terms and conditions more than likely disclosed these fees. Cortrust, First Premier and the other banks have a similar fee structure and they are charged when the card is issued to the account holder, not when he or she first uses the card.
A lot of finance companies charge a fee for online payment. If I want to make my car payment online, I get that fee and I'm financed through the manufacturer.
Don't get me wrong, the fees suck but this is not a ripoff since you agreed to the terms and conditions.