Countrywide - Bank Of America Home Loans INSURANCE ESCROW IS BEING REQUIERED FOR ADDITIONAL FLOOD INSURANCE AND FOR FLOOD INSURANCE THAT I PAID ON NO ESCROW LOAN !! Internet
I obtained a Home Loan in Sep. 2003 from Florida Bank, which was sold to Countrywide (no notice) and now since June of 2009 it is BOA (no notice). I always paid Property taxes and Insurance by my self (never late). Problem started in Nov. 2009, when BOA imposed additional Flood Insurance on my property, after many calls and frustration I was told in Jan. 2010 that everything was taken care of, but the monthly statements still had negative escrow which I was assured that it will be worked out. Wrong, it just got worse, the negative escrow never was eliminated and even the Flood Insurance Police that I already paid for myself became part of the negative escrow and they going all the way back to 2008, and now the escrow became part of my payment due.
Can they do that? I'm calling just about every day, trying to resolve this issue, so frustrated, most of the customer service will only give me their first name not the last name or extension, they will not call me back, and its going around and around, they also refuse to talk to my Insurance Company. When I write or call explaining the situation and request a call back, no one calls me back. I'm being degraded and Ripped off! I dont wane to loose my home. Staying on the phone with them just about every day for hours with no result and being stressed and frustrated, is taking a toll on my health and my work. It seems that even though they have me jumping though hops nothing helps.
What can I do?
2 Updates & Rebuttals
Karl
Highlands Ranch,Colorado,
USA
POEM FOR JADWIGA
#3Consumer Comment
Wed, March 16, 2011
POEM FOR JADWIGA
Sell your stock
The Dow's a lie
Another bubble
That went too high
Sell your stock
Do not delay
Get all your money
From IRA
The USA
Is one big lie
Nine children dead
So many cry
This poem's over
Sell your stock
Then 'Google' this-
U.S. DEBT CLOCK
End.
*Jadwiga, Don't forget to type in 269041 at this site and read what was posted on August 21, 2007, in 'Consumer Comment #3' at Ripoff Report #269041, entitled- "Blame it on a Lawyer". That consumer comment was posted thirteen months BEFORE the collapse of the banking system and the stock market crash, which occurred in September of 2008.
Then type in 271454 and read what was posted on September 3, 2007, in 'Consumer Comment #1' at Ripoff Report #271454. Pay attention to paragraph #3.
Here is how it starts-
Quote: "The Collapse of the U.S. economy is in its infancy. Get all of your money out of the stock market and cash in your retirement NOW!" - 9/3/2007
Don't forget to type in 411913 at this site and go to 'Consumer Comment #69' at Ripoff Report #411913 and read- "WAR POEM".
"Knowledge is power."
POWER TO THE PEOPLE
Karl
Highlands Ranch,Colorado,
USA
*Jadwiga, The bankers obviously control the U.S. economy and the U.S. government, so it makes sense that the bankers can do whatever they want. If you 'Google' this- INSIDE THE MELTDOWN, and watch....
#3Consumer Comment
Mon, July 05, 2010
it on the web, you'll be able to see that the Federal Reserve Chairman (a banker) was in control of the meeting with members of Congress, right?