Credit Collection Services Scam for collection for insurance company Newton Massachusetts
I got this bill from Credit Collection Service(hereinafter "CCS") asking me to pay $15 that owe to Travelers Insurance. When I called CCS they are not listening to any of my issue. I told them I have never received any bills from Travelers of $15. There was no reason given. I asked for my documents to be sent, operator said I cannot dispute this claim and it is due.
I just do not understand, how come there is a claim that is against me, with no option to dispute.
My insurance policy was for 1 Year which I had paid in full. I did not want to renew my policy with travelers as they were overcharging me so I changed my policy with State Farms. I never received any bills from Travelers regarding over due payment. So if I do not continue my policy with them, how come I own them money.
Now, when I explained this to the operator she kept giving me an insane reply. "If you did not have an overlapping policy before your end date with Travelers you need to pay $15." What in the hell does this statement even mean. I do not have an overlapping policy because I do not like to pay for 2 insurance policy. I have one insurance policy with Travelers that I paid in full and never modified my contract. And the day it expired, I had a new policy from the next day.
The operator hung up on me twice. But never explained to me why should I pay for 2 policy at one time when I have paid the entire policy in full.
Hope some law firm take up a class action suit against this fraud CCS. They are trying to get small amounts from people so they will just give it away out of fear of getting a bad credit score and never complain. This definitely feels like a scam.
Dk_mo
Saint Louis, Missouri
U.S.A.
4 Updates & Rebuttals
Nathan
Milwaukee,Wisconsin,
U.S.A.
file a complaint with your attorney general against travelor insurance and the debt collector
#5Consumer Suggestion
Tue, January 06, 2009
you have the right to validation of debt under the Fair Debt collection Act. I would ignore their phone calls and cut right to ending the problem. File complaints
with the attorney General office of your state. Missouri I am sure has a consumer protection division. the better business bureau is worthless. Also file a complaint with the federal trade commission. Now they don't act on individual complaints. However, they do on many complaints. I am not an attorney!!!
search on these terms Missouri attorney general, consumer protection Missouri
You are bound to come up with something
If nothing else goto Debtorboards.com and learn your rights
http://www.FTC.gov
Best of luck to you
nathan
Nathan
Milwaukee,Wisconsin,
U.S.A.
file a complaint with your attorney general against travelor insurance and the debt collector
#5Consumer Suggestion
Tue, January 06, 2009
you have the right to validation of debt under the Fair Debt collection Act. I would ignore their phone calls and cut right to ending the problem. File complaints
with the attorney General office of your state. Missouri I am sure has a consumer protection division. the better business bureau is worthless. Also file a complaint with the federal trade commission. Now they don't act on individual complaints. However, they do on many complaints. I am not an attorney!!!
search on these terms Missouri attorney general, consumer protection Missouri
You are bound to come up with something
If nothing else goto Debtorboards.com and learn your rights
http://www.FTC.gov
Best of luck to you
nathan
Nathan
Milwaukee,Wisconsin,
U.S.A.
file a complaint with your attorney general against travelor insurance and the debt collector
#5Consumer Suggestion
Tue, January 06, 2009
you have the right to validation of debt under the Fair Debt collection Act. I would ignore their phone calls and cut right to ending the problem. File complaints
with the attorney General office of your state. Missouri I am sure has a consumer protection division. the better business bureau is worthless. Also file a complaint with the federal trade commission. Now they don't act on individual complaints. However, they do on many complaints. I am not an attorney!!!
search on these terms Missouri attorney general, consumer protection Missouri
You are bound to come up with something
If nothing else goto Debtorboards.com and learn your rights
http://www.FTC.gov
Best of luck to you
nathan
Nathan
Milwaukee,Wisconsin,
U.S.A.
file a complaint with your attorney general against travelor insurance and the debt collector
#5Consumer Suggestion
Tue, January 06, 2009
you have the right to validation of debt under the Fair Debt collection Act. I would ignore their phone calls and cut right to ending the problem. File complaints
with the attorney General office of your state. Missouri I am sure has a consumer protection division. the better business bureau is worthless. Also file a complaint with the federal trade commission. Now they don't act on individual complaints. However, they do on many complaints. I am not an attorney!!!
search on these terms Missouri attorney general, consumer protection Missouri
You are bound to come up with something
If nothing else goto Debtorboards.com and learn your rights
http://www.FTC.gov
Best of luck to you
nathan