Complaint Review: Credit Couneling Foundation

In July I signed up for their service with an initial pyment of $173.95, THEN in DEC, THEY NEGLECTED TO CHARGE MY BANK ACCOUNT AND PROVIDIAN DECLINED MY PROGRAM AS BEING LATE. Then in Jan CCF took 2 payment notified me it was back on track.

COME TO FIND OUT I was going to have to pay excessive charges to bring Providian back to snuff. Finding out I was going to have to pay out more than the agreed amount, decided to cancel and file bankruptcy.

I believe I am entitled to the 1st $173.95 as it is no fault of my own. Can't afford payments on both accounts as I am on a strict budget as I am retired. Can you help? Thanks, Les Howearth

Leslie
moundsville, West Virginia
U.S.A.