Complaint Review: CREDIT ENGINEERING CETECH COMMERIDIAN LLC BERNSTEIN COHEN AND KENNEDY LLC

In 2000 and 2002 I had some major dilemmas happen in my life and I decided then and there that I would get through these ordeals and payoff my debt as soon as I could, rather than filing bankruptcy. After struggling for many years I came to a point where I was able to do just that and worked for 6 months to clear up my credit by putting out $60,000 to pay off credit issues that had quadrupled and had lingered for 5-7 years. This instead had a damaging affect on my credit scores and reporting status began all over again to continue for another 7 years.

My report has so much erroneous , misleading information and complete errors that I found it necessary to find PROFESSIONAL to assistance with LEGAL SERVICES. My error was in verifying that they could provide the services that would correct these fallacies instead of doing a thorough search on the company itself. WWW.CREDITENGINEERING.COM

After paying $7,089 on 7/5/07 for Guaranteed Performance or your money back ( Contractual Agreement), I received an email from SUPPORT@CREDITENGINEERING.COM that my services had begun. (6/9/2007) I had paid $2000 for express time frame that was to be completed in 10-14 days. It was my understanding that they had direct credit reporting capabilities, rather than through mailing system. They were contacted on a regular basis to get updates . . . We got close to the presumed finish dates and the email I received stated SERVICES IN PROCESS.

After dealing with this credit nightmare for months I completely understood that it may take some additional time. But when I didn't hear from them for a 2 week period I emailed requesting completion dates or an update on 6/30/2007. On 7/5/2007 they responded back that they were receiving RESPONSE BACK from credit agencies and creditors. To my dismay I had not gotten anything from any of the above and knew at this point that ABSOLUTELY NOTHING WAS BEING DONE! The same day I demanded completion dates or status update or my money back and all communication has stopped.

BOTTOMLINE: They've ripped me off $7,089 and I WANT THEM STOPPED!!! They shouldn't be able to prey on any other individuals like this. It is so frustrating to have the 3 major credit bureaus take you through the ringer for months;

After one agency clears the mistakes, the next one reports the same false information AND it drops your credit scores 50-100 points and it goes on forever. Then to have rip-off artist out there running bad business on . THERE IS A REAL NEED FOR THESE TYPES OF SERVICES, But instead this company preyson people with credit issues and simply just take their money!!! Not only has it cost me $7,000 in fees I have lost hundreds of thousands of dollars in business contracts due to not being able finance these properties.

THEY NOT DELIVER! They have set their company up intentionally so that they can't be tracked!! - TO RUN A FRAUD BUSINESS Please go to their website under the service purchase section and write reviews about their services. I have plastered comments on almost every product so that the BUYERS CAN BEWARE! This should go unnoticed with the company for the time being, but will give heads up to prospective buyers.

The company goes by this alias CREDIT ENGINEERING, CETECH, COMMERIDIAN LLC, BERNSTEIN, COHEN AND KENNEDY LLC and from what I have gathered the parties responsible for this fraudulent business is BERNARD HILTON and JIM PETERSON.

ALL OF THESE PHONE NUMBERS APPEAR TO BE EFAXESThey do not come up under directory assistance and reverse search does not work.
PHONE# 202 465-3723
FAX 316-462-0687
RECENT FAX # 206-202-2531 Seattle Washington

This is the address that all required documents are to be sent to, but were returned:
PROCESSING CENTER or
LEGAL SERVICES
PO BOX 3442
APACHE JUNCTION, AZ 85217-3442

The wire transfers made to WASHINGTON MUTUAL and are linked to BERNARD HILTON I have gone directly to the bank to have them researched for fraud.
BANKING INFORMATION ADDRESS
BERNARD HILTON
7601 EAST MAIN STREET 309
MESA, AZ 85207

And they are still doing business as usual!!!
The only business licenses that I can find are for the following company and articles of incorporation show Bernard Hilton. As for Credit Engineering or CETECH does not exist!

COMMERIDIAN, LLC - BERNARD HILTON
164 NORTH 74TH STREET
MESA, AZ 85206

There is no way to file any suits against them or any way to contact them, and a very y slim chances of state authorities shutting them down because they don't exist. The only thing that I can see is that they respond to new clients and they are doing business as usually, so structuring a transaction with the bank SO funds ARE secured and catching them in the act would be most effective.

The average loss for most is $7,000 - $8000, but there are individuals that have applied to become affiliates producing several clients at a time with this company and others whom have lost $155,000.

The sad thing is that I researched them out to a certain extent with better business bureau and there was only 1 complaint to their proclaimed 800,000 clients since 1979. I also checked with RIP - OFF REPORTS and missed the detailed information posted under CREDIT ENGINEERING. There is only 5 reports to date and this is happening to people all over the place. These same people need to report here as well. I am sending out a broadcast fax to individuals that are in the mortgage industry.

There has got to be someone out there that can stop this malice and If there is any information that I can supply as to bank account information to officials that are going to handle this situation I would be more than happy to do so. I authorize Ripoff Reports to Release my email information to authorities that may want to contact me!!!

Heidi
MORENO VALLEY, California
U.S.A.