Credit One Charges fees even if you don't activate your card. Las Vegas, Nevada
They sent us a statement with a $75 annual fee, $19 authorized user fee, and $6.95 premium design fee (wth?) BEFORE we even activated the card. Since we didn't activate the card, they closed the account and now have sent us a statement for an $1.45 interest charge. DO NOT apply for a card from these people. They are unscrupulous and fraudulent.