Complaint Review: CreditLine VcomIDLOCK ONAuthority IDIDSweep 360Global Gold CreditFirst Universal Platinum

So my story goes like this...
I online bank with a very small community bank. I noticed that four strange charges were posted to my account, mainly small amounts 1.95, 2.78, 39.95. For each of these charges, there was a compnay and phone number listed as well. I called the bank to get som more information about these charges and was told to contact the compnaies directly and bring a letter stating what occured in that communication to the bank. AND now the fun begins!

I contact Anna at CreditLine 866 629 2629 and ask her to kindly explain to me why I was being charged by her company, a company that I had never even heard of, much less done business with. She explained to me that she needed to gather some information about me in order to "research" the account. I provided her with my name and address, considering this is public information and all. She then proceeded to ask me for my debit card number. I stated loudly and repeatedly that I would not be supplying her with that information. She responded that she would not be able to "help" me until I gave her that information. I then again explained to her that I was not giving that information to her under any circumstance, that she had enough info to "research" this issue. I finally gave in to giving her the last 4 numbers of my debit card, because she blatantly refused to help me any other way. This was not enough to appease her, and demanded the first 6 numbers of my card as well. I then informed her that she was out of her mind and I would not be giving her that information. She responded to me " well if we are charging your account, we already have your debit card number anyway"....not even kidding about that! I digress, but the next part of this happy transaction was Anna informs me that there is an account linked to that card number, and it is not in my name or address. I tell her to immediately cancel the charge, and to supply me with a transaction number stating this has been stopped. She complied. She tells me that this is a monthly membership fee for a 7500.00 credit line for online shopping or some such nonsense???!! Also she mentions that they are affiliated with several other companies, and I should be aware that I will being charged by these compnaies as well!!! WTF!!! She then explains that I will need to contact each one of the following companies to dispute these charges.
CreditLine 866 629-2629
Vcom 1-800-595-8120
-ID LOCK ON/Authority ID 1-800-418 4817
Global Gold Credit card
First Universal Platinum

NOT ONE OF THESE COMPANIES has my name, address, or telephone number on file as the "member" for their "services", this is all in someone elses name and address! PLease kindly explain to me why a transaction would be processed for a line of credit out of my account without verifying the name and address of wither account holder! I have now wasted an entire day of my life attempting to correct an issue I never signed up for or consented to in any way! Thank goodness I check my bank account often, or I never would have discovered this problem, and who knows when the other individual who opened these fraudulant accounts would have decided to use their 7500.00 in an online shopping spree! I hope this report helps someone else, at least I was able to (HOPEFULLY) resolve my issue.

Amy
Appleton City, Missouri
U.S.A.