Complaint Review: Cross Country Bank

On Sept:17th 1999 I was sitting at a stoplight when I was Hit from behind by a 3 time Drunk Driver.I was Working for Nabisco and was paying all my bill's on time. I was very careful to pay my credit cards on time and when I was hit in the accident I still paid them as long as I could. When my savings ran out the call's started. Night and Day. Even after 9:00 P.M. which is the leagal stop time for collections.

Well I just had a 360 Degree Spinal fusion on April 26th 2002 and was in a Hell of alot of pain. They calledme and told me even though they had a hardship Department for thing's like this they were going to clean out my Bank Account and turn it over to charge-off where as I would be forced to go before 3 Judges (Arbitration Judges) and pay the full amount. My other credit card companys turned the cards over to collection companys who offered tosettle for a reasonable amount considering my situation.

Cross Country Bank Lied, Threatened, and conived any way they could to get me to give them A Check # so they could clean out what little money I had. They ARE RIPOFF"S and I hope they all Rot in H-ll. Sincerely, A Good customer turned bad.

The funny thing is if they would have treated me with some kindness I would have Paid them by boroughing the money from my Parent's//

Randy
Picayune, Mississippi