Complaint Review: Cross Country Bank

To whom it may concern,

This letter is regarding the account that I opened more than a year ago with CROSS COUNTRY BANK. They truly fooled me. They said they would help me reestablish my credit. Yes I admit I was dumb enough to believe them. However, I only charged my card for about $80. Then all of a sudden my account was over the limit. When I called them to ask them they said that they had applied a first time fee, an annual fee and some other fee that I can't remember.

Since then I have not been able to catch up. their finance charges and overlimit fees are what kill me. I send a payment of $50 a month since that is all I can pay. However I only get credit for $10. Anyways It makes me so mad that I have to pay money to this company who just ripped me off.

Veronica
santa ana, California