Complaint Review: Cross Country Bank

I too wanted to set up a credit line and Cross Country offered me a small $300 limit. The first month I used the card 3 times for small things and when tries to use a fourth time I was told overdrawn. I had used around $100 total and they had put in $200 in fees to start up. I was not told about these fees.

The monthly bill came and with all the fees added I was over $300. I sent $50 but next month they still said I was overdrawn and the bill was even higher. They had tacked on $30 for not paying amount they wanted and they said it was late and charged another $30. Now I am way above $300 limit.

Even when I sent the money they wanted they still tacked on $60 every month. I have never used the card since the first month. I do not have the money to pay the whole thing but throughout the months I have more than paid $300 and all the fees.

These people are incredible! They say I owe over $500 and they call several times a day. "I am made as hell and I am not going to take it anymore". I will not pay anymore.

Sandra
St. Augustine, Florida