I received a letter "This is an attempt to collect a past due balance".  

Reference Number: 10098793

Current Creditor Name:  DAR WAterfron

Creditor at Charge off Name:  Belle Epoque $99.01 / Luminis Facial Treatment $98.71

Balance Due: $197.72

Previous account#: 2433703

Current Account#: 10098793

I have never heard of DAR WAterfront, Belle Epoque, or Luminis Facial Treatment nor have I ever purchased anything with that name.  I am an elderly person on a fixed income and I and my daughter watch my funds closely.

One thing I find interesting is that they did not spell my last name correct.  Maybe that was my first clue that this was not legit.

I called the number (1-800-289-5916) on the letter and the recording said I could only dispute in writing by sending a letter to:

DAR Waterfront 13701 Riverside Dr, Suite 500  Sherman Oaks, CA 91423-2424

or by going to darwaterfront.com/dispute and when I go to that website I get:

Not Found

The requested URL /dispute was not found on this server.