Dealer Funding Cresecent Bank Employee are very rude on the phone, and I ask them not to call my job, and they call my job constantly. My employer does not allow personal call from bill collectors. Atlanta, Georgia
When I purchase my car, and dealers funding called me the interest rate had change, and the payments. They constantly called my job leaving message when I ask them not to call my job under no circumstances. I work for Lockheed Martin and not allowed personal calls. I try to pay my bill on time, but these people are so nasty to you and talk down to you. They are always threatening you. I wish I could just give the car back. I found out later that they are attached to Crescent Bank and if I had knew this I would have never purchase a car with this company. I have a 2008 Dodge avenger I brought for my daughter that started out at 12,000 and when they finish adding the interest the car later came to 28,000 how is that. This has to be illegal. You can't fax them a cease and decease calling your job, because they refuse to give you their fax number. Do notice they have only a P. O. Box number. I am seeking a lawyer to get out of this deal without this crap going on my credit. Right now I owe my payment for September which was due on the 10th. And I am needing to pay next week. They are very rude. I have no problem paying my bill but these people are so nasty, and they talk to you like you are nothing. I want them to quit calling my job, if because I am less than 30 days late and they want to get the car so be it, its just not worth the head ache.
2 Updates & Rebuttals
Jim
Orlando,Florida,
USA
Another Big Spender Here!
#3Consumer Comment
Sun, October 07, 2012
You go ahead and get an attorney. Maybe he/she will be kind to you and try not to laugh. Here's some FREE legal advice. Just like Ken said YOU are with a subprime lender because YOU gave yourself bad credit by not paying YOUR bills on time. Of course that was before you took out this loan. Here we are today with a new loan and right on time just like clockwork YOU continue to not pay YOUR BILLS on time. Because YOU gave YOURSELF bad credit, YOU also gave yourself a very high interest rate and a subprime lender whoch allows very little wiggle room.
You cannot unwind the deal because you want to continue to not pay your bills on time. You can declare bankruptcy but you need money to do that and you will no doubt loose the car. There is one option however but I doubt you will take it...get a part time job to supplement your income. You can cry, whine and wail all you want but unless you learn to manage your money and pay your bills instead of being a serial deadbeat then you might as well just ask to volunteer for a lifetime job in the south pole region.
Ken
Colorado,USA
Here's a sure-fire way to stop this kind of calling...
#3Consumer Comment
Sat, October 06, 2012
Pay your payment, in full, on time, EVERY time.
Trust me, the calls WILL go away.
With your history of bad credit, you had to deal with a sub-prime (deadbeat) lender like this one.
They've heard every excuse possible, on a daily basis, and don't believe ANY of them.
You should be happy, when they repo this one, you may not get ANY loan in the future...see, no more collection calls...LOL.