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  • Report:  #1337686

Complaint Review: debt mediation services

debt mediation services attempted to extort money for a fraudilous overdue payday loan jacksonville Nationwide

  • Reported By:
    Virginia Beach — virginia beach Virginia USA
  • Submitted:
    Fri, November 11, 2016
  • Updated:
    Thu, August 17, 2017

Company left several messages and I just decided to answer today (11-11-16) claiming I owe a past due money from a payday loan taken out in the past.  the loan was sold to them and now they are attempting to get the account paid off threatening wage garnishments and a lawsuit.

I advised that I'm only in the country two months out of the year as I work abroad and demanded the name of the company that was unsuccessful in getting a payment from me.  I've never taken out a payday loan before.  I don't need to.  As my volume started to get louder and the diverse of intellect rebuttal thrown at the representative, she finally hung up in my face.

2 Updates & Rebuttals


Bryan Duncan

Tampa,
Florida,
USA

Really John?

#3Consumer Comment

Thu, August 17, 2017

So you say this business is legitimate.  Ok riddle me this John.

How is it that I signed up for a refinance quote from one of those little windows that pop up about reducing my mortgage payment using my real first name and my cats name for my last name, using all of my actual and real demographics, address and yes even stupidly my social security number (I thought it was from a legit website doing legit things).  Then 2 weeks later I get a call from you guys using my first name and my cats name as my last name???  Seriously!!! How did that happen John?

Answer that question John.

I spoke to my attorney and his biggest flag was your PO BOX, no self respecting claims department, especially one pushing litigation would use a PO BOX. After all, he is the attorney in the Palm Beach area of Florida.

Not only that, but when I call back and have AND RECORD 4 different conversations with 4 different agents they all say the same last name?

The 4th person I spoke to was great (AGAIN ALL RECORDED) this person inadvertently admitted it was scam, in so many words.  Even thanked me when I told this person that I would be praying for them to find legitimate work to provide a legitimate future for themselves?  We actually prayed together, on the phone in hopes this person would find decent, reasonable work. All of this is true, 100% true..... John.

Also, how is it that the same scam you guys tried to pull on me was on the local news 5 days later?  EXACT SCAM, exact verbiage, exact speech exact circumstances..  You want to tell me again this is a legitimate business?  Just because you procure your list from an outside party doesn't make you less liable for the actions of your company?  Is it the same as, "I just sold the bomb parts to ISIS, I didn't actually detonate the bomb??"  Is that your mentality?

Even if the company has the slightest innocence in this issue, you must know by now that you are harboring criminals executing criminal activity on their behalf. Its a form of laundering, phishing and corruption using scare tactics and pressure tactics.  Literally committing social hacking, taking our real information and applying bogus claims using high pressure stress and scare tactics to get paid.

The whole ordeal is a scam, what you are asking you are extorting money from people using scare tactics and threatening tactics... What you are doing is vile and down right disgusting.  You say you are a veteran of the United States military? And you expect some kind of applause for that?  Applaud you for being a criminal doing criminal work for a criminal company?  Well thank you for your service to our country and the hundreds if not thousands of Americans you have scammed through this technique.

Since I never got to the actual payment portion of the scam, how do you take payments John?  I am curious.  How exactly do you take your payments when an innocent victim falls for your treacherous, unpatriotic, unAmerican destructive scam techniques?

DO NOT PAY THIS BILL or this company.  If they threaten legal action, let them bring it on... They threatened me with legal action and I am still not in court.  You wanna know why, because NONE OF IT IS TRUE...... I have my cat primed and ready to go to court.


John

Jacksonville ,
Florida,

This is legitimate, people are mistaken

#3UPDATE Employee

Wed, November 16, 2016

  Hello I work for this agency in my loving home town of jacksonville. I worked for collections prior to my 9 years of active military service. After being medically retired I seeked employment. After my interview and landed me a job in less than 30days i was excited to have a job hopefully a career to provide for my family. As working and still working for the company I am serious when I say this isba legitimate company. People are mistaken for debt that is resolved through the company it is secure legal debt purchased from a client to which we now hold the liability for and the right to take action through court to resolve the debt plus fee's involuntary.

People get mad and yes some cases these debts may have been secured illegally by someone when the loan originated. However that does not fall on the company to prove that. The individual that owes the debt is liable to provide the proof to hold them innocent in a court of law. ( That is if it goes that far, which can happen) So think of this you are a company that gives money and expects it returned plus interest to which info is filed, signed, etc...(in some case as simple as filling out the application online and not even go into a facility to obtain the loan) So with that being said society has scum and those scumbags scam people without them even knowing then it goes through many different agency's where it falls into a final debt company.

This company assumes the debt to collect and pursue through legal action if necessary tobrecover the funds. There on in lies the problem. As a company you have purchased debt tobresolve hoksing no liability to prove that it was id theft however......being the one pursuing to recover said debt you are liable to provide proof when pursuing legally. Now when we call we attempt to resolve it out of court. If that is unsuccessful the company then persues by way of legal action. So understand in closing this is a viable company who obtain the debt by purchase and had all rights now as the creditor to do what ever means necessary by law to recover the funds to include a county court judgement to recover them involuntarily. Signed Respectfully, John

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