dell referred services dfs they still charging late fee &interest fee on a closed account carol stream, Illinois
i was making my payments on time to dell preferred services.in my balance was never going down.it was staying the same of maybe dropping some times just few dollars.so i ask dell financial services to closed out the account in i will pay on the balance until its paid in full.after they was never going down on the balance i stop making payments on the account i call and they told me that most of the payment was going on interest in the rest that was left going on the balance that was only about seven dollars.
6 Updates & Rebuttals
The Outlaw Josey Wales
Golden Meadow,United States of America
HA HA HA
#7Consumer Comment
Thu, June 07, 2012
You are so funny
Ashley
springfield,Missouri,
U.S.A.
Thanks
#7Consumer Comment
Thu, June 07, 2012
I'll continue to ignore you then. I post on this site on reports that are clearly not ripoffs. This is a site to post about companies that have ripped you off. Its not a site to whine and complain about companies. if you want to do that, go to (((REDACTED)))
sorry, allowing you to give a competitors name would instigate others to just file against their competition, to only come back later to suggest their company your comments on this policy are welcome! CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
The Outlaw Josey Wales
Golden Meadow,United States of America
No need to give advice
#7Consumer Comment
Wed, June 06, 2012
Team rebutt is always there to give unwanted advice, read the post, where does it say please give me advice Team Rebutt. Some people just want to vent their problems not to get useless dribble from the same persons who seems to know how to handle all the problems in the world. Team Rebutt is always there to cloud the issue.
Ashley
springfield,Missouri,
U.S.A.
Josey
#7Consumer Comment
Wed, June 06, 2012
Normally I dont feed the trolls, but I'll take an exception this once.
What have you done to ever give anyone advice on this website? Every single one of your hundreds of replies is simply a smart a** comment towards someone. You've NEVER given a single shred of useful advice to anyone.
The Outlaw Josey Wales
Golden Meadow,United States of America
Wow isn't Ashley smart??
#7Consumer Comment
Tue, June 05, 2012
So afraid no one would help this person, what a joke.
Ashley
springfield,Missouri,
U.S.A.
Not a ripoff
#7Consumer Comment
Tue, June 05, 2012
It sounds as if you were chronically paying late. Every time you pay late there is a late fee. There will be added interest to the loan. Of course it will take forever to pay off a loan when you have a late fee and added interest every month. Closing the account does not stop late fees or interest from being added. All closing your account does is prevent you from buying any more items on the credit. Also, many times loans will have the interest loaded to the front in of the loan.
http://en.wikipedia.org/wiki/Amortization_schedule
If your loan is this sort of loan, you will pay the interest first while slowly paying more of the principal each month.