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DIGITALNOW.TV ripoff SAINT JOSEPH Missouri *EDitor's Suggestions on how to get your money back into your bank account!
DIGITALNOW.TV ripped my husband off. and i'm pissed. we have a family at home to take care of and 149.95 is alot of money to just give away. so who ever you are, your time will come, because i will not let this go. i hope only bad things happen to who ever came up with this scam. if you ordered from this so called company go get your money NOW!!!!!
Michelle
CHARLESTON, West Virginia
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
1 Updates & Rebuttals
Paul
Anaheim,California,
U.S.A.
The world is filled with fraud. If you ever expect to keep your money you will have to learn how to spot and avoid it.
#2Consumer Suggestion
Sun, September 18, 2005
There is simply more fraud in the world today than there are people who are able to stop it.
Big businesses are getting in on the act now. It's not just the street-corner hustler or the fast-talking con man anymore.
Now, you can find a scam running just about everywhere.
So what can you, as a consumer, do to keep your money?
Well, for starters, you can stop trusting things that people tell you. That will go a long way towards keeping your money out of some crooks bank account. You pretty much need to be suspicious of everyone who is trying to get money from you.
And then, you need to learn and recognize the warning signs of fraud. There is almost always something that a fraud does to give him away. You just need to learn how to spot those clues.
In this case, it was the low price that attracted the victims. For $150, you can't expect much of a TV. At a discount store, you can get one. But, it won't be the latest and biggest and best.
So, these crooks made victims believe they would be getting the deal of a lifetime.
That's almost always a tip-off that you will be cheated. Only Santa Claus hands away nice things for free. The rest of the world is trying to make money, not give away digital TVs cheap.
There are many warning signs. I could go through each and every complaint on this site and show you the clues that should have warned the victims.
The clues are always there. But, the victims just fail to see and understand them.
Until you can begin to learn how to spot the warning signs of fraud, you will end up a victim one time right after another.
As you see, there is nobody standing there to protect you. It's completely up to you to figure out what is fraud and what is not fraud.
Once you understand this, you will start being cautious and careful instead of trusting and believing.
Trust me, everyone wises up and learns in the end. It just comes down to how much they need to lose before they learn.