Complaint Review: Dave Isah Eco Bank Togo SA

I received an e-mail from a man named Doglas George wanting me to pose as next of kin for a scam to receive a percentage of 15M dollars. I've seen this scam before and informed him that I was aware that it was indeed a scam. However, after chatting with him on MSN messenger,he told me his name was Dave Isah & he continues to send me e-mails. What an Idiot!

Following are two samples of his e-mail. Sorry for the all capital letters but this is how it came to me. I hope this Idiot gets caught for fraud.

DEAR FRIEND,

COMPLIMENTS OF THE DAY,

MY NAME IS MR.DOUGLAS GEORGE ,THE MANAGER CREDIT AND ACCOUNTS DEPARTMENT OF ECO BANK LOME TOGO [EB].

I AM WRITING IN RESPECT OF AN UNCLAIMED DEPOSIT IN THIS BANK BELONGING TO A FOREIGNER (MR.ARTHUR SMITH OF AMERICA)WITH ACCOUNT NUMBER ECB/1001/44986-00 WHO PERISHED IN THE PLANE CRASH OF 31 OCTOBER 1999[WITH EGYPTIAN AIRLINE 990] WITH OTHER PASSENGERS ABOARD.

SIR,SINCE THE DEMISE OF MR SMITH,I PERSONALLY HAVE WATCHED WITH KEEN INTEREST TO SEE THE NEXT OF KIN OR A BENEFICIARY TO THIS DEPOSIT BUT NO ONE HAS COME UP FOR THIS CLAIM OF USD14.5M,[FOURTEEN MILLION,FIVE HUNDRED THOUSAND UNITED STATES DOLLARS]HAS BEEN WITH OUR BANK HERE FOR A VERY LONG TIME.

ON THIS NOTE I DECIDED TO SEEK FOR YOUR ASSISTANCE TO HELP ME COME FOR HE RELEASE AND TRANSFER THIS FUND INTO YOUR NOMMINATED ACCOUNT IN ABROAD.

IN THE SENSE TO MAKE YOU THE BENEFICIARY TO THE SAID UNCLAIMED DEPOSIT,AS NO ONE BOTH FRIENDS AND RELATIVES HAS COME UP AS THE NEXT OF KIN TO THIS FUNDS AND OUR BANKING ETHICS HERE DOES NOT ALLOW SUCH MONEY TO STAY MORE THAN FIVE YEARS,BECAUSE AFTER FIVE YEARS THE MONEY WILL BE CONFISCATED INTO THE NATIONS TREASURY AS UNCLAIMED DEPOSIT.

IN VIEW OF THIS I GOT YOUR CONTACT THROUGH MY COUNTRY'S TRADE JOURNAL AFTER WHICH I WAS CONVINCED TO CONTACT YOU AND INTRODUCE THIS BUSINESS TO YOU AS A FOREIGNER.

THE REQUEST OF THE FOREIGNER AS A NEXT OF KIN IN THIS BUSINESS IS OCCASIONED BY THE FACT THAT THE CUSTOMER WAS A FOREIGNER AND A TOGOLESE CANNOT STAND AS THE NEXT OF KIN TO A FOREIGNER.

I HAVE AGREED TO SHARE THIS MONEY WITH YOU IN THE MUTUAL UNDERSTANDING OF 70%/30%.YOU KEEP 30% WHILE I KEEP 70%,HOW ABOUT THAT?

THEREAFTER I WILL VISIT YOUR COUNTRY FOR MUTAUL SHARING.BEAR IN MIND ALSO THAT I WOULD LIKE TO INVEST MY OWN PART OF THE SHARE IN YOUR COUNTRY.

AS I AM ALMOST DUE FOR RETIREMENT. FOR US TO PROCEED TOWARDS THIS TRANSACTION,YOU HAVE TO SEND AN APPLICATION TO THE BANK AS THE NEXT OF KIN TO THEIR DESEASED CUSTOMER.

I WILL SEND TO YOU A TEXT OF APPLICATION WHICH YOU SHALL RE-TYPE AND SEND TO THE BANK,UPON YOUR RESPONSE TO THIS MAIL.

I WILL NOT FAIL TO BRING TO YOUR NOTICE THAT THIS BUSINESS IS HITCH FREE AND THAT YOU SHOULD NOT ENTERTAIN ANY FEAR AS THE WHOLE REQUIRED ARRANGEMENT HAS BEEN PERFECTED FOR THE SUCCESSFUL CLAIM AND TRANSFER OF THIS FUND.

DONT FORGET TO KEEP THIS TRANSACTION A TOP CONFIDENTIALITY UNTILL WE ACHIEVE OUR AIM.

YOU MAY CONTACT ME AS A MATTER OF FACT.

SOME ORAL INTRODUCTIONS TILL WHEN WE MEET OURSELVES. HOPING TO HEAR FROM YOU.

KINDEST REGARDS,

MR.DOUGLAS GEORGE.

Now after telling this guy, in chat, that I was an investigator, he sent the following e-mail...

Dear FRIEND ,

I thank you for your reponse to my chat. You need to know about this, just go through it and get back to me.As it stand now I want to inform you in detail about the deceased and tha transaction itself for you to be acqinted with the man you are to stand as the next of kin so that we can havce a successful and smooth transfer.

The deceased customer, MR.ARTHUR SMITH OF AMERICA was a big customer of the ECO BANK LOME TOGO (where I work). He operated a coded account with us and died on EgyptAir Flight 990 plane crash of 31st october 1999.No body was recovered from the crash site because of very poor rescue facilities. However, they were given a ceremonial mass burial near the crash site.

He was born in America in 1938 of.He was a contractor who had handled so many projects here in Togo.The name of his company was STE Alpha Constructions SARL but folded up after his demise. You will be adviced to enter the websites that carried an independent report on the crash;

www.cnn.com/us/9911/02/egyptair990.list/index.html
www.sis.gov.eg/online/html2/egyair.htm.

You must understand that in the banking industry chances or opportunities like this are common but not heard.People put their monies in banks and some of these accounts are either coded or confidentially operated,therefore,when such people die what do you think that happens to these monies when nobody comes for their claims? Well, this is one of the numerous avenues good monies are made amongst the bankers. Normally,when something like this happens in the bank, it is reported to the management.

The Management can only wait for five years for a next of kin to show up making it public because of course, false claimants must definitely show up. Therefore, it is not published and the bank only waits for the real heir to show up as the availability of such funds are expected to be in the late customers will which would be the only source of knowledge of it by anybody who is entitled to such estate. So the bank gives five years for this, and if no claimant comes forward then the Management sends the money to the Debt Re-conversion Department and the account is closed.

Now the question is, who runs the Debt Re-conversion Department and who is the Management?The answer is simple.The Chairman, Managing Director and Board Members.These are individuals and these monies are shared by them and nobody asks questions period.In fact these issues are not even discussed outside board meetings.
To drive home my point,I am not a board member and I am not rich, therefore,if I have this opportunity and throw it to the wolves or allow it to slip by,then I must be the most foolish-man that has ever lived.I have fully put everything in place and since this is not an opportunity open to everybody, we do not see anything wrong or fraudulent in what we are doing as long as we are not hurting who should not be hurt period.

However, this project involves a large sum of money and I would want you to take your time before we commence. I occupy a very sensitive position here in the bank and I want to be very careful so that the project is closed very smoothly and successfully.
I need your response as soon as possible so that I will know what our position is before I give you details of the project. I will explain how this payment is going to be processed and paid into your account in my next mail.As soon as you state your position in this transaction, I will send the Payment Application Draft to you for completion and submission, this will automatically signal the commencement of the transaction.
Also I will want to know the following from you:

1.Your real age
2.Nationality/address and telephone number
3.marital statue
4.present occupation
5.Speak on your ability to handle this with ultmost onfidentiality and maturity,though I will

give you more guidlines on the movement of the funds ok.
Remain bless you while waiting for your response.
Your Brother and Partner,

MR.DAVE ISAH.

JMC
Albany, Kentucky
U.S.A.