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Dynamic Recovery Solutions Imperial Collection Services of Colorado Inc (ICS) Fraudulent Collections attempt on non-existent or very old debt Greenville South Carolina
Please be aware that like others here, I too, received a notice from Dynamic Recovery Solutions claiming that I owe them $6,727.84. The notice gives various options to pay off the debt for less that what is owed but you must pay them quickly. To be honest...unlike others on this website, I'm NOT 100% certain that this company is a "fake" or that this is a "scam". The reason...this company appears to be registered with the BBB in South Carolina and they currently have an "A" grade??? They have had literally 100's of complaints filed against them but it also appears as if they have successfully reconciled those complaints (per BBB website). I filed a complaint against them today (6/5/14) with the BBB in South Carolina. I also filed a complaint with the United States Postal Inspector (USPI). I have made arrangements to meet with an attorney in my state (Utah) this coming Tuesday (6/10/14) to discuss the issue with them as well. I have also sent them (Dynamic Recovery Solutions) a letter disputing the debt and requesting verification of said debt, original creditor, original amount, etc...I sent the letter on 5/19/14 (I received their notice on 5/7/14)...to date, I have NOT received any reply from them.
So...why am I going to all of this effort? Well, I have a good credit score currently...but, I didn't always have a good credit score and I have had my fair share of financial issues. The original creditor listed is a company that is NO LONGER in business but it IS a company from whom I had received a loan in the distant past. To my knowledge and best of recollection all of my debt with this original creditor (The Associates) were paid in full or discharged in a bankruptcy that happened over 10 yrs ago...but, I CANNOT remember for certain...I guess that is the problem. I can only hope that the comments posted by others on this website are accurate...that the company is a "scam" and that you don't need to worry about it...but then again, if it is a "scam" company why are they successfully registered with the BBB in South Carolina?
So, I guess I would advise caution to those of you who have received a notice from this company. I have read several different stories as told by others and it does sound like their experiences involved some shady practices on the part of Dynamic Recovery Solutions. I guess my problem is that although there appears to be some problems with their claim...there is just enough information contained on the notice to make me feel uncertain.
Will try to provide updates on my situation as they occur.