Complaint Review: EBAY Mastercard aka GE Money Bank

I ordered a free credit report from Free Credit Report.com.  I wanted my credit score so I paid for all three reports so I could get my FICO, this company fraudulently enrolled me in their free credit monitoring service which had to be cancelled within 7 days.  A year later I notice that I have been billed $12.95 per month on my EBay Mastercard run by GE Money Bank.  They told me to deal with freecreditreport.com directly and that they could not do anything.  If I had this problem at a bank, the bank would reverse the charges or dispute the charges.  Freecreditreport.com denies any wrongdoing.  They enrolled me automatically.  I did not enroll.  GE Money Bank would not do a d**n thing and would not assist me in any way with these fraudulent charges.

I closed my card.  I did not get my bill in the mail for my monthly payment.  I was charged a $39 late fee.  I called and was told they could not credit me the late fee.  I asked to speak to a supervisor and got Pat Employee #2486.  She told me she could not refund the whole late fee but would give me a $20 credit.  It is not my fault I did not receive this bill.  I wanted a complete credit for $39.  I just get the feeling that I am being milked because I closed my card.

I want them to give me the full credit on the late fee and I want them to do something about the charges of $12.95 per month, I want them to dispute these charges from freecreditreport.com that I received over the last year.

I complained to EBay and to Paypal about their Lousy Customer Service