Complaint Review: Edp Reporting-acclaim Visa

On september 18 I applied for a cash advance and on the 20th of september realized i had a debit of $159.95. Which put me negative and when I contacted them was told they would mail me a form to fill out for fraud. Why do i need to say that someone has stolen my information when it was them that stole it. They make you think that they are part of the applicatoin process and then debit your account now why would you be willing to pay them $159.95 for a debit visa if i'm applying for a cash advance cause i have no money? hmmmmmmmm? interesteing. Everytime I call I get the same speech they don't allow you to talk they interupt you and repeat themselves so nothing can be done with them. My bank said it would take up to 45 days to get my money back by as i'm waiting i have a bill that is now not going to be paid because of this. I live paycheck to paycheck i have a debit card from my bank i don't need another one. I've stressed so much over this cause they were so quick to take the money out but are going to play head games with you to give it back.

Crystal
dunnellon, Florida
U.S.A.