Edwin Munoz - Citizens Financial Mortgage Loan Officer commits fraud and doesn't pay bills! ripoff West Orange New Jersey
This loan officer purchased leads from our company, he couldn't close any and after 3 months placed a chargeback, homeowners need to be aware of this loan officer and his company as they are unreputable, ripoffs and have demonstrated a complete lack of ethics and professionalism. Call or email me for full details before you try to get a loan from this company.
He is claiming he never received our product, I sent him this proof, which he sent tome when he received them:
stephen, recieved the leads, Looks like there are no names on the phone list, please call me-Ed
Your Friend,
Edwin Munoz
PH: 862-520-3680
Fax: 862-520-3681
Pretty easy to see they have no ethics, make sure you don't give them any personal information!...
Mr Munoz has received instruction on how to remedy this situation, if he does it, I will post that...
Stephen
Hodgenville, Kentucky
U.S.A.
1 Updates & Rebuttals
Ed
QUEENS,New York,
U.S.A.
STEPHEN FROM KENTUCKY IS THE FRAUD-SELLS BOGUS LEADS TO HONEST LOAN OFFCERS!-BEWARE
#2REBUTTAL Individual responds
Sun, August 03, 2008
Here's the story on Stephen from Kentucky who won't publish his last name, company name or phone #. I answered and ad on mortgage broker's forum where he advertised that he had the best leads at the best price. I bought into his program and paid with my credit card. Needless to say they were bogus, cheap names and phone numbers who never inquired about a mortgage. I contacted this fast talking salesman and he never tried to make good on his product. I took the matter to my credit card company which allowed him to prove his credibility.After their investigation was concluded they ruled in my favor and credited my account. CASE CLOSED STEPHEN!
Here is where Stephen gets down and dirty and shows his real colors. He attempts to defame my character by posting on this website that I commit fraud. First of all, I never did a loan for Stephen, I bought bogus leads. The victim here is me. He is upset because I outsmarted him and did not allow him to rip me off. By using the word FRAUD, Stephen just got himself a nice law suit for defamation of character. The NJ Banking Department would be happy to disclosed any and all information pertaining to my mortgage license in that State.
Normally I would never exert any energy or time entertaining what someone thinks or says about me. I really don't care. Anyone can write and spread rumors about you when you are successful and smart. The reason why I decided to rebuke Stephen;s allegations is that I want to remind anyone reading this that there are laws with severe penalties against anyone who defames your name and/or credibility. When you work hard to do the right thing and have the respect of your family, community and peers-don't sit on the fence to individuals who have nothing better to do but spread negativity! Pick up the phone and contact an attorney. They love guys like Stephen who are foolish enough to post the evidence on the internet!