Complaint Review: Emerson Financial Group

On Monday June 16, I received a phone call from Karen Adams and she told me that I have been approved for the $7000 loan. Since I had no collateral,I would have to send the first 6 payments of $135.09 which came out to $810.54 before I would get the loan.

On Thursday,June 20,I sent a moneygram for $810.54 to a woman in Canada.And she said my money would be in my account no later than 500pm Friday.

On Friday,David Madden(customer service manager) called and left a message on my voicemail that there was a delay in my loan and to call as soon as I got the message.I called and he said that the lender has to insure the loan and the insurance company could not insure it because I had bad credit.So they needed me to send another $810.54 then I could get the loan.
I told him that this was all the money I had,it waqs my rent and my car payment money.He asked if I could ask somebody to lend it to me and I told him there was no one. I cried and pleaded with this man that this was all the money I had and that my car was probably going to be reposessed. He did sound like he had no remorse at all. He said he had a meeting with the CEO that afternoon and he would call me and let me know if there was anything they could do.

I waited till 6pm that day and he never called that day ,so I called and he said there was nothing he could do, I told him my car will be repoed if I don't pay it. He asked when was it due? I told him the end of the month and he said he could not promise anything but he will call me first thing Monday morning. Of course when I called I got a recording that said THANKYOU-GOODBYE. I really hope there is somebody who can help me and those other people who got screwed. It is a shame that there are people out there that can sleep at night knowing that they stole from hard-working people who have children and give there rent money and take money out of their childrens mouth to these a&*@#.

Christina
orlando, Florida
U.S.A.