Ever Private Card evr card debited my checking when there was only .64 and now i'm overdrawn 12.64 Ripoff Internet
on june 19.2007 ever card debited my checking account for 49.95. at the time my balance was only .64. now my bank has charged me 12.00 foe a nsf fee. if i was already approved for a credit card why are they trying to take money .they should stop and not try to take any thing else but they should have to refund me the 12.00 i was charged.
Leigh
ellenboro, North Carolina
U.S.A.
4 Updates & Rebuttals
Robert
Buffalo,New York,
U.S.A.
It's not a credit card.
#5Consumer Suggestion
Sun, June 24, 2007
EverPrivateCard is NOT a credit card.
It's a prepaid card, which means you have to give them your money before you can use the card for anything.
There is a $49.95 membership fee which is collected from your bank immediately when you click to join, and give them your financial date - bank info.
The fee is clearly posted on their homepage.
What's the ripoff here? They clearly state that it's a membership, with a $49.95 fee, and that they offer a prepaid card that can be used at merchant websites. Nowhere do they claim that it's a credit card in the sense of a traditional revolving credit card.
It is PREPAID. After you join you must then deposit into your account with them (put money in to your everprivate card.)
You would be better off using your bank debit card than paying these folks for a membership.
Robert
Buffalo,New York,
U.S.A.
It's not a credit card.
#5Consumer Suggestion
Sun, June 24, 2007
EverPrivateCard is NOT a credit card.
It's a prepaid card, which means you have to give them your money before you can use the card for anything.
There is a $49.95 membership fee which is collected from your bank immediately when you click to join, and give them your financial date - bank info.
The fee is clearly posted on their homepage.
What's the ripoff here? They clearly state that it's a membership, with a $49.95 fee, and that they offer a prepaid card that can be used at merchant websites. Nowhere do they claim that it's a credit card in the sense of a traditional revolving credit card.
It is PREPAID. After you join you must then deposit into your account with them (put money in to your everprivate card.)
You would be better off using your bank debit card than paying these folks for a membership.
Robert
Buffalo,New York,
U.S.A.
It's not a credit card.
#5Consumer Suggestion
Sun, June 24, 2007
EverPrivateCard is NOT a credit card.
It's a prepaid card, which means you have to give them your money before you can use the card for anything.
There is a $49.95 membership fee which is collected from your bank immediately when you click to join, and give them your financial date - bank info.
The fee is clearly posted on their homepage.
What's the ripoff here? They clearly state that it's a membership, with a $49.95 fee, and that they offer a prepaid card that can be used at merchant websites. Nowhere do they claim that it's a credit card in the sense of a traditional revolving credit card.
It is PREPAID. After you join you must then deposit into your account with them (put money in to your everprivate card.)
You would be better off using your bank debit card than paying these folks for a membership.
Robert
Buffalo,New York,
U.S.A.
It's not a credit card.
#5Consumer Suggestion
Sun, June 24, 2007
EverPrivateCard is NOT a credit card.
It's a prepaid card, which means you have to give them your money before you can use the card for anything.
There is a $49.95 membership fee which is collected from your bank immediately when you click to join, and give them your financial date - bank info.
The fee is clearly posted on their homepage.
What's the ripoff here? They clearly state that it's a membership, with a $49.95 fee, and that they offer a prepaid card that can be used at merchant websites. Nowhere do they claim that it's a credit card in the sense of a traditional revolving credit card.
It is PREPAID. After you join you must then deposit into your account with them (put money in to your everprivate card.)
You would be better off using your bank debit card than paying these folks for a membership.